NextHome Magnolia Realty

08/31/2026

Today’s buyers are putting less money down. And that’s reassuring if you’ve been feeling priced out of the market lately.

The typical buyer put down about $23,400 in early 2026 – that's a 19% year-over-year dip, and the lowest down payments have been since 2021. How’s that possible?

A more balanced market and more moderate home prices are easing the pressure to put a big sum down. Plus, more buyers are opting for loans that require little or no down payments, like FHA and VA loans.

That combination is helping more people stop waiting and start buying.

So, if saving’s been the holdup, it’s time to explore your options. Call us 📲423.631.5723

08/29/2026

Still waiting for home prices to come down? That's becoming less likely. Home prices are now rising in 80% of housing markets, including our Tri-Cities Market. That’s up from 71% last quarter. In other words, more markets are seeing prices go up — not down. Before you put your plans on hold, let's look at what's happening in our market. Waiting may not save you as much as you think.

08/27/2026

Torn between buying a home now or holding out for the perfect moment? Trying to time the market rarely works. Rates, prices, inflation… These variables are all beyond your control. So, if you want or need to move, focus on your numbers instead. Because… “Ultimately, whether it’s a good time to buy comes down to your personal financial readiness.” If the math works, you can move. It’s that simple. Let’s chat if you want help thinking it over. No pressure, just perspective.

08/26/2026

Share all your sweet dog pics and any Luke pics you might have🧡🐾

08/26/2026

Repeat buyers, you’ve got a big leg up on your next move.

It’s your equity, the difference between what your house is worth and what you still owe on your mortgage. Sell, and that equity turns into cash you can roll right into your next down payment.

That’s how a lot of repeat buyers put down 20% or more. But why do they, especially when they don’t necessarily have to?

Because putting more down saves you money in the long run. A bigger down payment means a smaller loan, so your monthly payment is lower and you’re paying less interest over time.

You can also skip private mortgage insurance, or PMI, which is an additional monthly fee required for loans with less than 20% down.

Talk to a trusted lender to figure out what down payment makes the most sense for your budget. And when you’re ready to kick start your move, let’s talk. 📲423.631.5723

08/25/2026

One of our favorite Dolly quotes:
"Don't get so busy making a living that you forget to make a life."...And boy did she make a life worth remembering!

She did so much for East Tennessee from providing aid after wild fires and after hurricane Helene, to creating scholarships for so many TN college students, to providing so many books for children. She led her life with love, compassion, and a generous heart. She stood against injustice, and was never silent in the face of adversity. She lifted people up when they were down and showed us what true love for your neighbor looks like.

Rest in Peace Dolly 🦋

08/25/2026

Stop the scroll! It’s time to celebrate the one, the only, the fearless leader of NextHome Magnolia Realty... Omayra Diaz! 🥳✨

If you’ve met Omayra, you know two things are always guaranteed: her signature sass and her unwavering heart for our mission. She doesn't just lead this brokerage; she pours her soul into making sure every client and agent feels supported, empowered, and like part of the family (usually with a side of "tell-it-like-it-is" wisdom). ❤️🏡

Today, we’re raising a toast to the woman who keeps us moving forward, keeps us laughing, and keeps us focused on what really matters: relationships over transactions.

Happy Birthday, Omayra! Help us show her some love in the comments below! 👇🎈🎉

Omayra Diaz, Broker/Owner
NextHome Magnolia Realty
206 Princeton Rd Ste 33, Johnson City, TN 37601
423-631-5723 | NHMagnoliaRealty.com
Each office is independently owned and operated.

08/24/2026

A lot of buyers are waiting because they think mortgage rates will drop dramatically.

The problem? That's not what today's forecasts say is going to happen.

Experts believe mortgage rates will actually stay in the mid to low 6s through 2027 due to a number of factors – including inflation.

What’s that tell us? Waiting may not pay off the way you hope it will.

So, if moving is important to you, I want you to know waiting isn’t your only option.

Builder incentives, adjustable-rate mortgages, assumable mortgages, and rate buydowns are just a few of the strategies worth exploring that could help with affordability right now.

I’m not saying you have to buy today, but you should at least know your options. Let's talk about what could work for you.



Give our agents a call to explore your options 423.631.5723
NextHome Magnolia Realty
206 Princeton Rd Ste 33
Johnson City, TN 37601
*Equal housing opportunity

08/24/2026

Move-in ready and full of charm! Conveniently located just minutes from downtown Bristol, Hard Rock Hotel & Casino, The Pinnacle, and Bristol Motor Speedway.

Click the image for details and interior photos 👇

Call us to schedule your private tour 📲423.631.5723

NextHome Magnolia Realty
206 Princeton Rd Ste 33
Johnson City, TN 37601
*Equal housing opportunity

Move-in ready and full of charm! This updated home featur...

08/24/2026

Motivated Seller! Move-in ready and recently remodeled, this charming 2-bedroom, 2-bath raised ranch is perfectly located in the heart of Johnson City.

Click the image below for more details and interior photos 👇
Call today to schedule your private tour 📲 423.631.5723

NextHome Magnolia Realty
206 Princeton Rd Ste 33
Johnson City, TN 37601
*Equal housing opportunity

OPEN HOUSE 8/23/26 2PM-4PM! Motivated Seller! Move-in rea...