08/25/2026
Sending your 18-year-old off to college comes with a lot of preparation—dorm supplies, class schedules, meal plans, and probably a few last-minute reminders.
But there's another change that can be easy to overlook: at 18, your child is legally an adult.
If they become seriously ill or are unable to make decisions for themselves, parents may not automatically have the authority they had when their child was a minor. An Advance Medical Directive and Power of Attorney can help ensure your student has designated who they want to make certain medical, financial, or legal decisions on their behalf if needed.
It may not be the first thing on your back-to-school checklist, but it's worth having the conversation before they leave home.