October Lending

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United States
Farmington, CT
October Lending

Investor-focused loans for purchases, refinances, new construction and more. Loans for investors, by investors.

08/31/2026

I wanted to share a quick look at some of the financing options we can offer—whether you're buying, rehabbing, building, or looking for ways to put existing equity to work.

Here’s the quick rundown 👇

1. 🏘️ DSCR Financing Built to Scale (rates starting in high 5s - see below!)

💰 Keep your capital working while your portfolio grows.

✅ No maximum loan amount
✅ Qualify based on property income—not personal income
✅ Options for newer and experienced investors
✅ Designed for portfolios of any size
✅ Rates starting in the 5s (lower LTVs and high FICOs)

👉 Ready to see what your property qualifies for?

Purchase ➡ https://forms.gle/oFcYvQ6D2iHDPXVL7
Refinance ➡ https://forms.gle/iQzvWGGEkFAD4SVG6

2. 💰 Hard Money Financing

🔥 Find the opportunity. Move quickly. Get to work.

✅ 12–24 month financing options
✅ Fast closings for time-sensitive deals
✅ Rehab funding available on qualifying projects
✅ Ideal for fix & flips, BRRRRs, and value-add properties
✅ Rates starting in the 8s

👉 Have a deal ready? Let's take a look.
Purchase ➡ https://forms.gle/oFcYvQ6D2iHDPXVL7
Refinance ➡ https://forms.gle/iQzvWGGEkFAD4SVG6

3. 🏗️ Ground-Up Construction Financing

🚀 Turn your construction plans into a real investment.

✅ Residential and commercial construction financing
✅ Purchase the land and finance the construction
✅ Flexible financing structures
✅ Funding available throughout the build

👉 Tell us about your project and let's explore your options.

Ground Up Construction ➡ https://forms.gle/fTeNtLcfsayzWQ626

4. 💳 Unsecured Financing

💡 Whether it's an investment opportunity, business expense, or personal need, let's find the right capital solution.

✅ No real estate collateral required
✅ Personal and business loan options
✅ Rates based on your credit profile
✅ Funds can be used for a variety of needs
✅ Personal loans up to $500K
✅ Business loans up to $5M

👉 Choose the option that fits your needs:

PERSONAL LOANS - up to 500k:
https://docs.google.com/forms/d/e/1FAIpQLSe3GFl5JYsC7xb3QyAu1oN1IrLnLZDGHP-Tjjow-wQgjr_IlQ/viewform
SMALLER BUSINESS LOANS - up to 2mm: https://www.davidallencapital.com/skytree
LARGER BUSINESS LOANS - up to 5mm: https://forms.gle/W12eM4G6u3yGymj28

5. 📈 HELOC & HELOAN Options

💰 Access additional capital without replacing your current first mortgage.

✅ Access up to 75% equity on rental properties
✅ HELOC options for flexible draws
✅ HELOAN options for funds upfront
✅ Use funds for acquisitions, rehabs, or reserves
✅ Keep your existing low-rate 1st position mortgage intact

👉 Want to see which option fits your investment strategy?

PERSONAL LOANS - up to 500k:
https://docs.google.com/forms/d/e/1FAIpQLSe3GFl5JYsC7xb3QyAu1oN1IrLnLZDGHP-Tjjow-wQgjr_IlQ/viewform
SMALLER BUSINESS LOANS - up to 2mm: https://www.davidallencapital.com/skytree
LARGER BUSINESS LOANS - up to 5mm: https://forms.gle/W12eM4G6u3yGymj28

6. 🛡️ Property Insurance

🏡 Protect your property from the start.

✅ Coverage for rental properties
✅ Insurance options for fix & flips
✅ Protection for personal residences
✅ Solutions for investors and homeowners

👉 Get your property insurance quote today.

Property Insurance ➡ https://forms.gle/tfsFGqMsTPzRiXfr7

If you have a deal in mind—or you're just trying to figure out what options are available—send it over. Happy to take a look and help you find the right structure.

📌 Quick Links

Purchase ➡️ https://forms.gle/oFcYvQ6D2iHDPXVL7
Refinance ➡️ https://forms.gle/iQzvWGGEkFAD4SVG6
Ground-Up Construction ➡️ https://forms.gle/fTeNtLcfsayzWQ626
HELOC / HELOAN ➡️ https://forms.gle/iQzvWGGEkFAD4SVG6
Property Insurance ➡️ https://forms.gle/tfsFGqMsTPzRiXfr7

📞 860-222-2609
📧 [email protected]
🌐 www.octoberlending.com

08/28/2026

🔥 How Low Can Your Down Payment Go?
Your experience could make a big difference in how much cash you need to bring to your next investment.

Available for 1–4 unit properties:

✅ Under 75% LTV + applicable experience = possible 0% down
✅ 10+ deals in the last 3 years = 0% down (700+ FICO)
✅ 5+ deals in the last 3 years = 5% down (700+ FICO)
✅ 1–4 deals in the last 3 years = 10% down (700+ FICO)
✅ 0 deals in the last 3 years = 10% down on SFH only (700+ FICO)

💸 Keep more of your capital available for renovations, reserves, and your next deal.

👉 Let's see which option fits your experience.
Purchase - https://forms.gle/oFcYvQ6D2iHDPXVL7

📞 860-222-2609
📧 [email protected]
🌐 October Lending

08/27/2026

Whether you just purchased a property, want to tap into existing equity, or need financing without real estate collateral, we have options built for investors. 💰🏘️

✅ No-seasoning cash-out
✅ Up to 80% cash-out on 1–4 units
✅ Up to 100% financing options
✅ Unsecured personal & business financing
✅ 15% down DSCR options

Ready to see what you qualify for? Take 1 minute and request a quote:

Refinance: https://forms.gle/iQzvWGGEkFAD4SVG6
Purchase: https://forms.gle/oFcYvQ6D2iHDPXVL7
PERSONAL LOANS - up to 500k:
https://docs.google.com/forms/d/e/1FAIpQLSe3GFl5JYsC7xb3QyAu1oN1IrLnLZDGHP-Tjjow-wQgjr_IlQ/viewform
SMALLER BUSINESS LOANS - up to 2mm: https://www.davidallencapital.com/skytree
LARGER BUSINESS LOANS - up to 5mm: https://forms.gle/W12eM4G6u3yGymj288

📩 Have a deal in mind? Let’s see what we can do!

08/27/2026

🎉 CLOSED!! 🎉
📍 Plainville, CT

Another 5+ unit property closed with a low down payment! 🔥💪

- 5 Units
- Only 10% Down!
- Seller Carryback / Seller 2nd
- No Appraisal Needed!

Creative financing + the right structure can make a big difference when you're looking to acquire your next investment property. 🚀📈

👉 Have a deal? Let's take a look!
Purchase: https://forms.gle/oFcYvQ6D2iHDPXVL7
Refinance: https://forms.gle/iQzvWGGEkFAD4SVG6

📞 860-222-2609
📧 [email protected]
🌐 www.octoberlending.com

08/26/2026

💰 Your Property May Have More Cash in It
Already own an investment property? The equity you've built could help fund your next move.

✅ Up to 80% cash-out available
✅ Only 6 months seasoning required
✅ Available for 1–4 unit properties
✅ Competitive rates with 30-year fixed options

📈 Access capital from an existing investment and put it toward your next opportunity.

👉 Let's see how much equity you may be able to unlock.
Refinance - https://forms.gle/iQzvWGGEkFAD4SVG6

📞 860-222-2609
📧 [email protected]
🌐 October Lending

08/26/2026

🎉 CLOSED!! 🎉
📍 Albany, GA

Happy to help this awesome real estate investor! 🙌🔥

- Loan Amount: $87,000
- No-Seasoning Cash-Out Refinance
- 7.125% Rate
- Low Loan Amount
- Rural Property

Another creative financing solution to help an investor access their equity and keep moving toward the next deal! 🚀💪

👉 Need a cash-out refinance? Get your quote today!

Refinance: https://forms.gle/iQzvWGGEkFAD4SVG6
Purchase: https://forms.gle/oFcYvQ6D2iHDPXVL7

📞 860-222-2609
📧 [email protected]
🌐 www.octoberlending.com

08/26/2026

0% Down! 15% down DSCR! No Seasoning Cashout!🔥

I wanted to send over a few financing options that could make a difference on your next investment. Whether you're looking to pull cash out, reduce your upfront costs, or move faster after a purchase, here are a few programs worth knowing about:

1. 🚀 No Seasoning Cashout
Need a quote, take 1 minute and fill out:
Refinance ➡ https://forms.gle/iQzvWGGEkFAD4SVG6

2. 💳 Unsecured Financing — No Real Estate Required
Need a quote, take 1 minute and fill out:
PERSONAL LOANS - up to 5mm:
https://docs.google.com/forms/d/e/1FAIpQLSe3GFl5JYsC7xb3QyAu1oN1IrLnLZDGHP-Tjjow-wQgjr_IlQ/viewform
SMALLER BUSINESS LOANS - up to 2mm: https://www.davidallencapital.com/skytree
LARGER BUSINESS LOANS - up to 5mm: https://forms.gle/W12eM4G6u3yGymj28

3. 💰 Up to 80% Cash-Out on 1–4 Units
Need a quote, take 1 minute and fill out:
Refinance ➡ https://forms.gle/iQzvWGGEkFAD4SVG6

4. 🔥 Up to 100% Financing Options
Need a quote, take 1 minute and fill out:
Purchase ➡ https://forms.gle/oFcYvQ6D2iHDPXVL7

5. 📉 15% down DSCR Loan on 1-4 Unit Purchase
Need a quote, take 1 minute and fill out:
Purchase ➡ https://forms.gle/oFcYvQ6D2iHDPXVL7

If you're working on a deal right now, send it over. I can take a look and help you figure out which option may fit best.

📞 860-222-2609
📧 [email protected]
🌐 www.octoberlending.com

08/25/2026

💳 Need Capital Without Using Real Estate?
Personal or business expenses? An unsecured loan could give you access to funds without putting up property as collateral.

✅ Personal & business loan options
✅ Funds can be used for almost any purpose, including down payments
✅ 1, 3, 5, or 7-year repayment options
✅ Funding available in 7 days or less

🔥 Have an opportunity in front of you? Get the capital lined up to move on it.

👉 Explore your unsecured loan options:
PERSONAL LOANS - up to 500k:
https://docs.google.com/forms/d/e/1FAIpQLSe3GFl5JYsC7xb3QyAu1oN1IrLnLZDGHP-Tjjow-wQgjr_IlQ/viewform

SMALLER BUSINESS LOANS - up to 2mm: https://www.davidallencapital.com/skytree

LARGER BUSINESS LOANS - up to 5mm: https://forms.gle/W12eM4G6u3yGymj28

📞 860-222-2609
📧 [email protected]
🌐 October Lending

08/24/2026

🚀 Refinance Right After Purchase?
Just bought an investment property? You may be able to access cash without waiting through a traditional seasoning period.

✅ No seasoning requirement
✅ No proof of completed rehab required
✅ Day 1 cash-out available after purchase
✅ Available for 1–4 unit properties

💰 Get access to your equity sooner and keep your investment strategy moving.

👉 Want to know if your property qualifies?
Refinance - https://forms.gle/iQzvWGGEkFAD4SVG6

📞 860-222-2609
📧 [email protected]
🌐 October Lending

Address

1789 New Britain Avenue
Farmington, CT
06032

Website

http://www.octoberlending.com/

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