Jim and Melissa Kazebee-North County Real Estate

Jim and Melissa Kazebee-North County Real Estate We're a married team with First Team Real Estate, specializing in coastal North San Diego County and San Elijo Hills.

We help buyers and sellers achieve their real estate goals by providing personal service, professional data, and local market insight.

For some families who want to buy, the numbers just aren’t lining up right now.Between ongoing affordability challenges ...
05/28/2026

For some families who want to buy, the numbers just aren’t lining up right now.

Between ongoing affordability challenges and rising childcare costs, it can feel like you have to choose either buying a house or paying for daycare.

But a growing number of people are finding a smart solution where they can do both: buying a multi-generational home.

1 in 7 buyers purchase a home with their parents, grandparents, or other relatives. And here’s how that helps.

By combining incomes and sharing expenses, they can finally afford to buy. And it even makes childcare easier when loved ones all live under one roof.

Sometimes the path to homeownership isn’t doing it alone. It’s doing it together.

Want to explore what this could look like for you? Let’s connect.

05/28/2026

Remember when it felt like almost every house went for way over asking? In many places, that’s calmed down. Fewer homes are selling for over list price today. Want to know what to expect if you're buying in our market? Let’s talk.

The Truth About Affordability TodayYes, rates have been volatile, and global instability is keeping them from settling d...
05/27/2026

The Truth About Affordability Today

Yes, rates have been volatile, and global instability is keeping them from settling down anytime soon. There’s no sugar coating that. But the full picture of affordability is more nuanced than the headlines suggest.

Want to run the real numbers for your situation? Let's talk. Reach out and let's set up a quick, no-pressure conversation.

Message us if you’d like to talk about buying or selling!

Let's be real with each other for a second about affordability.

Mortgage rates have been a little volatile lately. And if that’s made you hesitate, you’re not alone.But here’s the part...
05/26/2026

Mortgage rates have been a little volatile lately. And if that’s made you hesitate, you’re not alone.

But here’s the part most people aren’t talking about:

Even now, rates are still lower than they were during the last 3 Spring seasons.

So, while things may feel a bit uncertain, the opportunity to buy hasn’t disappeared.

Want to talk through your options and check how the numbers could look at today’s rates? Let’s connect.

What Most Veterans Don't Know About Their VA Home Loan BenefitVA home loans can put homeownership within reach, and a tr...
05/25/2026

What Most Veterans Don't Know About Their VA Home Loan Benefit

VA home loans can put homeownership within reach, and a trusted lender can help make sure you understand the details before you move forward. If you’re active duty, you’ve served, or know someone who has, connect with a trusted lender who can walk you through whether you’d qualify and what the VA benefit offers. You may be able to buy a home sooner than you thought.

Message us if you’d like to talk about buying or selling!

Nearly half of Veterans (49%) feel homeownership is currently out of reach, according to a recent survey from NewDay USA.

05/23/2026

Lately, mortgage rates have been a bit volatile. And that may have made you second guess your move. But here’s something to put it all into perspective. Even now, rates are the lowest they’ve been in the last 3 Spring seasons. So, if you want to buy, this could still be a good time to make it happen. Let's chat.

Record High Mortgage Debt Sounds Scary. Here’s What the Headlines Leave Out.Record mortgage debt makes for a scary headl...
05/23/2026

Record High Mortgage Debt Sounds Scary. Here’s What the Headlines Leave Out.

Record mortgage debt makes for a scary headline. But context matters.

Equity is near an all-time high, home values have surged, and the vast majority of homeowners are in a position of real financial strength. The conditions that made 2008 a crisis simply don't exist right now.

If you're wondering what all of this means for your situation, whether you're thinking about buying, selling, or just trying to make sense of the market, reach out anytime. No pressure, just answers.

Message us if you’d like to talk about buying or selling!

You may have seen the headlines lately about mortgage debt in America hitting a record high.

Ready to get your home sold? I am here to help! Request your Sales Price Estimate on your Home today, just click the lin...
05/22/2026

Ready to get your home sold? I am here to help! Request your Sales Price Estimate on your Home today, just click the link below to get started!

Want to know how much your home is worth? Find out now! https://homeasap.com/1784426/homevalue

Nearly 40% of potential sellers say they're planning to offer concessions this year – up from 30% in 2025.That increase ...
05/22/2026

Nearly 40% of potential sellers say they're planning to offer concessions this year – up from 30% in 2025.

That increase means you could see more flexibility on things like sellers covering your closing costs, adjusting the price, or making repairs.

But what’s worth asking for and what’s a long shot will vary depending on where you’re looking. That’s where I can help.

DM me and let's talk about what concessions make sense in our market. Because, for buyers, the right ask could save you thousands.

Message us if you’d like to talk about buying or selling!

05/20/2026

More Sellers Are Open to Negotiating Right Now

Wondering if buyers ever catch a break in this market? Look at this. 39% of sellers say they expect to make concessions this year. That’s up from 30% in 2025. So, you may have more room to negotiate than you think. Want to know what you can ask for as a buyer? Let’s chat.

Message us if you’d like to talk about buying or selling!

Address

828 North Coast Highway 101, Suite D
Encinitas, CA
92024

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