10/08/2026
🏠 Okay, let's talk about the elephant in the room. Mortgage rates just hit a 3-year high, with the 30-year fixed sitting in the mid-7s.
I know, not the news anyone wanted. But here's what I'm actually seeing here in Phoenix: inventory is up from last year. More homes to choose from, and a little more breathing room to find the right one.
And here's something most people don't realize. 87% of borrowers overpay on their mortgage, around $78k in extra interest over 30 years, simply because they never shopped around for lenders. The first rate you're quoted isn't always the rate you have to take.
The buyers I'm working with right now aren't sitting around waiting for rates to drop. They're getting educated, getting strategic, and making moves.
If buying has been on your mind, let's have a real conversation about it. 👇