Pat O'Leary NMLS# 272734 - Movement Mortgage

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Pat O'Leary NMLS# 272734 - Movement Mortgage Sr. Loan Officer who treats each customer as an individual not a number!!! Movement Mortgage NMLS #39179
4 State of Mind Street, Suite 300
Bluffton, SC 29910

If you’re paying rent, you're already making a housing payment every month. The question isn't whether homeownership cos...
10/12/2026

If you’re paying rent, you're already making a housing payment every month. The question isn't whether homeownership costs money. It's whether it fits where you want to be a few years from now.

10/08/2026

Everyone's watching rates. Fewer people are paying attention to what happens when rates fall: more buyers enter the market, competition picks up, and prices can rise.
The goal isn't to time the market perfectly. It's to understand the trade-offs of waiting. Ready to explore your options? Let's chat.

Your home's value matters long before you're ready to sell. For many homeowners, equity becomes one of the most powerful...
10/08/2026

Your home's value matters long before you're ready to sell. For many homeowners, equity becomes one of the most powerful financial tools they have. The key is understanding what options may be available and whether they align with your goals. A conversation today could help you make more informed decisions down the road.

10/06/2026

Flexibility looks different for real estate investors. Investor Plus allows eligible borrowers to finance up to 90% of an investment property's value, helping keep more capital available for future opportunities and portfolio growth.*

*For qualified borrowers. Additional restrictions apply. Subject to credit approval and must meet all agency and investor guidelines. 85% financing on 2–4 units. Programs, rates, terms and conditions subject to change without notice. Reach out to a loan officer.

Some buyers are waiting for mortgage rates to come down. But how low could they go? 👀📉 72% of surveyed buyers who are wa...
10/06/2026

Some buyers are waiting for mortgage rates to come down. But how low could they go? 👀

📉 72% of surveyed buyers who are waiting for lower rates say they’re looking for rates around 5%
📉 Some forecasts project mortgage rates around 6.3% by mid-2027
📉 If rates move closer to 5%, more buyers could decide to enter the market, potentially increasing competition for available homes

Waiting for a specific rate isn’t the only factor to consider. Your budget, timeline and overall financial goals matter, too.
Thinking about buying? DM me and let’s look at your home financing options and what the numbers could look like for you.

Sources: Realtor.com/Neighbors Bank Survey | Forbes Mortgage Rates Forecast, September 2026

Not every factor that affects your mortgage rate is out of your hands.Your credit score, job history, down payment, and ...
10/05/2026

Not every factor that affects your mortgage rate is out of your hands.

Your credit score, job history, down payment, and loan type can all impact the rate you receive. The good news? These are things you can start working on before you ever begin house hunting.

For the first time since 2023, more than half of Americans surveyed say they believe buying a home is a better option th...
10/02/2026

For the first time since 2023, more than half of Americans surveyed say they believe buying a home is a better option than renting or living with family.

🏠 53% say it’s better to buy in the current market than rent
🏠 32% feel more confident in their ability to buy this year than last year

At the same time, 71% say they’re waiting for home prices or interest rates to fall before making a move. 👀
If homeownership is something you’re considering, let’s talk about your goals and the home financing options that may be available to you. DM me to start the conversation!

Source: Bank of America 2026 Homebuyer Insights Report

Trying to time the market can feel like the safest move, but waiting comes with tradeoffs too. The "perfect" moment may ...
10/01/2026

Trying to time the market can feel like the safest move, but waiting comes with tradeoffs too. The "perfect" moment may never arrive. What matters most is understanding your options and making a decision that fits your goals. 🏡

Ready to explore what buying could look like for you? Let's chat.

I talk to a lot of investors who are sitting on their next move because they're waiting to save enough for a full down p...
09/29/2026

I talk to a lot of investors who are sitting on their next move because they're waiting to save enough for a full down payment. Meanwhile the right property is sitting there.

That's exactly the problem Investor Plus was built to solve. As little as 10% down on an investment property. No mortgage insurance required on single units, short-term rental eligible, 1–4 units.

Sometimes the gap between where you are and your next property is smaller than you think. Let's find out if you qualify.

Note: For qualified borrowers. Additional restrictions apply. Must meet all loan program and borrower requirements.

The keys aren't in your hand just yet.Before closing, try to keep your finances as steady as possible. A new car, furnit...
09/28/2026

The keys aren't in your hand just yet.

Before closing, try to keep your finances as steady as possible. A new car, furniture financing, or a brand-new credit card may seem harmless, but even small changes can affect the final stages of your loan approval.

A little patience now can help keep your closing on track.

Address

4 State Of Mind Street/Suite 300
Bluffton, SC
29910

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 8am - 5pm
Sunday 8am - 5pm

Telephone

+18433845569

Website

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