Ginger McCallum - Realtor

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Ginger McCallum - Realtor Garland TX Realtor® and ABR® helping buyers and sellers in Garland, Rowlett, Sachse, Wylie & Murphy. I make buying and selling a snap! Call her today!

Clear guidance, smart strategies and skilled negotiation to help you move with confidence. Ginger is a native Texan, born in Abilene, TX. After receiving her Bachelor’s degree from Angelo State University she moved to Dallas, TX. She married Thomas in 1994, moved to Garland and raised two children. She received her Master’s degree from UTD. She is a dynamic and driven individual who always looks for the best outcome for the people she serves. Her coaching career has taken her across the country working with many companies across multiple states and countries. After a full corporate career, she decided to start her own business. Real estate was the natural choice based on her drive to serve others. Ginger has a tenacious work ethic and possesses both the emotional intelligence and the professional poise that is critical to be successful in this field. She uses her considerable coaching expertise to guide her clients through the buying/selling process, identifying their needs, and ensuring they are met. As a homeowner herself, she is empathetic to clients as they experience the current real estate climate. Meeting and exceeding her client’s expectations motivates her, and she truly loves partnering with the clients she serves. Ginger’s attentiveness to client needs, passion for service, and desire to help every client attain their real estate goals makes her the realtor for you. Information About Brokerage Services – https://drive.google.com/file/d/15CxNWt0-mYYdfvWczCSzEZ0ACkyHMICx/view?usp=drive_link

Consumer Protection Notice – https://drive.google.com/file/d/12RDgUa14bDxp2fs-rTHvMkh3kEbK5-LP/view?usp=drive_link

10/11/2026

We're often comparing our whole life to one small piece of someone else's.
A better question might be:
Am I growing?
Am I learning?
Am I moving toward the person I want to become?
That's a comparison worth making.

10/10/2026

🏡 The lowest-priced house isn't automatically the least expensive house to own.
Purchase price matters—but so can condition, maintenance, taxes, insurance, repairs, and improvements.
Before comparing two homes, make sure you're comparing more than the numbers on the listings.

10/09/2026

When you receive multiple offers, it’s tempting to look for the biggest number and stop there.
But price is only part of an offer. Financing, concessions, option periods, earnest money, closing dates, and the buyer’s ability to actually close all matter.
Sometimes the strongest offer isn’t the highest one.
📖 Read the article:
Should I Accept the Highest Offer on My Garland TX Home?
🎥 Watch the full video: https://www.youtube.com/watch?v=-Vd8tVT4vjg&t=6s

10/08/2026

Still think you need 20% down to buy a home? That’s one of the biggest misconceptions I hear from first-time buyers.
And your down payment isn’t the only number to plan for. There may also be closing costs, inspections, appraisal costs, earnest money, and an option fee.
Knowing the whole number helps you plan with confidence.
📖 Read the article:
How Much Money Do I Need to Buy My First Home in Garland TX?
🎥 Watch the full video: https://www.youtube.com/watch?v=y_n76DX1cJ0&t=8s

10/07/2026

Yes, you can offer below asking price—but that doesn’t mean you always should.
Days on market, price reductions, comparable sales, condition, and competition can all help determine whether a lower offer makes sense. The goal isn’t just getting a discount. It’s making a smart offer that still has a chance of getting accepted.
📖 Read the article:
Can I Offer Below Asking Price on a Garland TX Home?
🎥 Watch the full video: https://www.youtube.com/watch?v=XyMeqHTRv4c&t=23s

10/06/2026

Thinking about remodeling before you sell? Bigger renovations don’t automatically mean a bigger return. Sometimes strategic updates, minor repairs, and great presentation are the smarter move.
Before you spend the money, figure out what buyers are actually going to value.
📖 Read the article:
Should I Remodel My Older Home Before Selling in Garland TX?
🎥 Watch the full video: https://www.youtube.com/watch?v=GLfDQ1Lru9I&t=3s

10/05/2026

What's something you've spent more time thinking about than actually doing?
You don't have to solve the whole thing today.
Take the smallest reasonable next step.
Small Changes. Big Results.

10/04/2026

Courage doesn't always feel brave.
Sometimes it's a phone call.
A conversation.
Asking for help.
Trying again.
Or simply taking the next step before you feel completely ready.
Sometimes confidence comes after we begin.

10/03/2026

“What if I buy a house and regret it?”
That's a very real concern.
The goal isn't to find a home with absolutely no tradeoffs or eliminate every possible “what if.”
It's to understand the decision you're making well enough to decide whether those tradeoffs make sense for you.
Good information doesn't eliminate uncertainty. It helps you make a confident decision in spite of it.

10/01/2026

Here’s something first-time buyers may not realize: depending on your loan and the transaction, seller assistance may be one option to explore for helping buy down your mortgage rate.
Your lender needs to determine what your loan allows. Then your Realtor can help you decide whether asking for seller assistance makes sense as part of your offer.
Sometimes the best negotiation isn’t simply asking for a lower sales price.
🏡 Read the full article:
https://gingermccallumhomes.com/post/how-can-i-lower-my-monthly-mortgage-payment-without-waiting-for-rates-to-drop

Address

1002 Raintree Circle Suite 100
Allen, TX
75013

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 10am - 4pm

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