Thekevinsharpe

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Canada
Toronto, ON
Thekevinsharpe

Kevin Sharpe BA, BCOM, MBA, LLB
Real Estate Broker
Toronto | Ottawa

06/17/2026

Canada's Foreign Buyer Ban has been extended until January 1, 2027—but what does that actually mean for the housing market?

The policy was introduced to improve housing affordability by restricting non-Canadians from purchasing certain residential properties. While supporters believe it helps reduce speculative demand, many experts argue that increasing housing supply may have a much greater impact on affordability in the long run.

Understanding how this legislation works, who it affects, and the exemptions that exist is important for homebuyers, investors, developers, and anyone following Canada's real estate market.

Read the full blog here:
🔗 https://kevinsharpe.ca/blog/canadas-foreign-buyer-ban-what-it-means-for-the-housing-market-in-2026

06/16/2026

Just Leased in Ottawa.
A modern 2 bed, 2 bath rental at 683 Melbourne Avenue offering bright living spaces, contemporary finishes, and a location that puts shops, restaurants, parks, and transit within easy reach.

Leased with parking included.

Thinking about leasing your property or looking for your next home? Reach out to learn more about the Ottawa rental market.

06/12/2026

When we think about sustainable development, green roofs probably aren't the first thing that come to mind.

Yet these living rooftops are helping Toronto manage stormwater, reduce urban heat, improve energy efficiency, and create more resilient communities.

Toronto was the first city in North America to introduce a mandatory Green Roof Bylaw, making green infrastructure a key part of how our city grows and adapts to future challenges.

Read the full article to learn how Toronto's Green Roof Initiative is transforming unused rooftop space into a valuable environmental asset.

🔗 https://kevinsharpe.ca/blog/torontos-green-roof-initiative-building-a-more-sustainable-city

05/29/2026

The Ontario Building Code shapes every stage of construction across the province — from safety and structural integrity to accessibility and environmental performance.

Whether it’s a custom home, condominium, or large-scale development, understanding the OBC is essential for anyone involved in building, renovating, or investing in Ontario real estate.

I recently shared a breakdown of how the Ontario Building Code works, why it matters, and the role it plays in creating safer, more functional communities across the province.

Read the full article here:
https://kevinsharpe.ca/blog/understanding-the-ontario-building-code

05/15/2026

Development charges help fund the infrastructure needed to support a growing city.

That includes roads, transit, parks, emergency services, water systems, and more.

When new developments are built, these fees are intended to help ensure growth contributes to the cost of growth.

Want to learn how Toronto actually calculates development charges? Just send me a DM.

05/14/2026

Most people don’t realize how much development charges impact the cost of new housing in Toronto.

From condos to detached homes, these fees play a major role in shaping affordability, pricing, and future growth across the city.

Read the full blog to understand how Toronto actually calculates development charges — and why it matters. 👇
https://kevinsharpe.ca/blog/how-city-of-toronto-development-charges-are-calculated

06/06/2025

Proud to Stand on Guard for all Canadians 🇨🇦

12/27/2024

Stunning Legal Fourplex with estimated gross rents of $117,273 and cashflow of approximately $814 per month. Four separately self-contained units with private entrances, separated utilities, onsite parking and in-unit laundry. Top floor units consists of 2 bedrooms plus den and 2 bathrooms (1 ensuite). Main floor unit offers 2 bedrooms and 2 bathrooms (1 ensuite) with large storage room. Lower floor offers two - 1 bedroom and 1 bathroom units. Situated a short distance from downtown Toronto, property offers quick access to 401, shopping, Costco, GO transit and North Etobicoke anchor development. Financials available upon request.

Price: $2,324,900
Address: 15 Burrard Rd, Etobicoke Ontario

12/11/2024

The Bank of Canada today reduced its target for the overnight rate to 3¼%, with the Bank Rate at 3½% and the deposit rate at 3¼%. The Bank is continuing its policy of balance sheet normalization.

The global economy is evolving largely as expected in the Bank’s October Monetary Policy Report (MPR). In the United States, the economy continues to show broad-based strength, with robust consumption and a solid labour market. US inflation has been holding steady, with some price pressures persisting. In the euro area, recent indicators point to weaker growth. In China, recent policy actions combined with strong exports are supporting growth, but household spending remains subdued. Global financial conditions have eased and the Canadian dollar has depreciated in the face of broad-based strength in the US dollar.

A number of policy measures have been announced that will affect the outlook for near-term growth and inflation in Canada. Reductions in targeted immigration levels suggest GDP growth next year will be below the Bank’s October forecast. The effects on inflation will likely be more muted, given that lower immigration dampens both demand and supply. Other federal and provincial policies—including a temporary suspension of the GST on some consumer products, one-time payments to individuals, and changes to mortgage rules—will affect the dynamics of demand and inflation. The Bank will look through effects that are temporary and focus on underlying trends to guide its policy decisions.

Continue reading: https://www.bankofcanada.ca/2024/12/fad-press-release-2024-12-11/

12/09/2024

While there are certain aspects of selling your home that apply across Canada, there are also some regional differences to be aware of. Here are some important things to be aware of when selling your home in Toronto.

The Importance of Timing

Your real estate agent should be able to provide some guidance about the best time to list your house. Toronto’s housing market is extremely seasonal, with the “spring” and “fall” markets typically recording higher sales. December, January, and August tend to be slower months, while May and June tend to see the highest number of home sales.

You’ll Need a Real Estate Lawyer

In the province of Ontario, a real estate lawyer is required to transfer the title of your property. A lawyer can also help you navigate difficult decisions and the excessive paperwork in the process and help avoid any unexpected costs or delays in the home sale process.

Added Features

Your real estate agent can help you use the specific features of your home to your advantage when selling. In Toronto’s busiest areas, garages on houses or designated parking spots for townhomes and condos are particularly appealing to buyers. If your house features a finished basement with a separate entrance, you may be able to list at a higher price as this can appeal to buyers looking to rent out a separate suite.

Chattels vs. Fixtures

When drafting the Purchase and Sales Agreement, it is important to be as specific as possible about what items will be included in the sale. Chattels are items that are not attached to the house or would not cause any damage to remove – for example curtains, or plug-in appliances. Fixtures are items that are attached to the home and would require tools to remove, such as washing machines.

Defects Disclosure

When selling a home in Toronto, there are certain issues with the property that you must disclose to potential buyers if you are aware of them, while others are not necessarily your responsibility. Ontario law distinguishes between patent defects (problems that are easily visible to buyers) and latent defects, (issues that are not easily detected even by an expert).

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