Phipps Brittain Real Estate

Phipps Brittain Real Estate We buy and sell investment properties, primarily multifamily real estate. Our clients work with us because we have hands-on experience and we deliver results.

Flux Realty Brokerage

09/05/2026

This is a small part of our discussion on VTB/Seller financing.

Investors are always looking for ways to acquire (and sell) assets in a way that makes sense. Vtb and seller financing is rare but can be very useful AND mutually beneficial if structured well.

09/03/2026

Rental cash damming can help landlords pay off their mortgage faster.

Comment CASH and I’ll send you the link to our free webinar Wednesday September 9th at 7pm

09/03/2026

Part of our discussion on the topic of downpayments was about refinances and HELOCs.

Both common in residential real estate for investors especially. Consider your ratios for this deal and the influence on your ratios for the next deal (assuming you’re considering growing a real estate portfolio). Also consider flexibility and costs as these will determine your immediate cash flow position anddd impact your options for future lending.

Jonah Hoyos • Advanced Mortgage Strategist goes into more of that in the full episode. Out on YT now.

09/02/2026

Partnering with someone that has capital for the downpayment is a common way for investors to acquire property.

There are so many ways to structure joint ventures in real estate but there are common ways to determine fair splits.

The splits are usually determined by how much capital, what tasks and responsibilities each partner is taking.

Ask us about our JV experience or share your idea and we can discuss 👍

Oh and just so you know how you structure the JV will influence financing..

09/02/2026

Pay. Off. Your. Mortgage. Faster.

Rental cash damming is a way to do that!

Jonah Hoyos • Advanced Mortgage Strategist is hosting a webinar to share what it is, how it works and who can utilize it to pay off their mortgage faster.

20-30 min webinar, I will be there, time for questions and collaboration afterwards 👍

🕗 Wednesday September 9th at 7pm.

DM me for the link!

09/01/2026

Gifted funds are different than a loan from family in the world of mortgage lending.

Jonah Hoyos • Advanced Mortgage Strategist and I run through the details of who can gift funds, how loans from family works with mortgage lending and other notes on down payments in our latest video live on YouTube now!

08/31/2026

“Stress testing” monthly income and expenses AND running scenarios with different downpayment amounts, types of mortgages and interest rates allll factor into the decision making process.

We work with clients to analyze deals and collaborate on which scenarios are the most likely in order to make educated decisions on what opportunities to avoid or execute on.

Have existing properties you want to explore efficiencies? Email: [email protected] and let’s connect!

08/31/2026

HELOCS are great, another useful tool for homeowners and investors for sure.

Friendly reminder to consider the implications on your current budget, current lending obligations AND future lending plans.

We work through underwriting deals, explore financing options and plan for future deacons with our clients 👌

08/29/2026

More down payment doesn’t always mean lower interest rate..

We collaborate with awesome mortgage professionals to help our client navigate the financing side of real estate.

Want to explore options? Have questions? Need an A+ broker?

Let me make an introduction! DM me today 👍

Address

196 Victoria Street S
Kitchener, ON
N2G2B9

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