Vanguard Legal

25/08/2026

Innovation moves fast. Your contracts should keep up.

Fintech may be driven by innovative technology but its relationships are built on contracts.

Who carries the risk when a transaction fails? Who owns the technology? What happens when the business scales, changes hands or enters a new market?

These are not details to deal with later; they are the foundations that allow innovation to scale safely.

Our latest article in Skyways Magazine explores why clear, well-designed fintech agreements protect innovation, manage risk and build stronger commercial partnerships.

11/08/2026

Always Define Payment Terms in Contracts.

26/05/2026

A “favour” to secure business could now carry far greater consequences.
South Africa’s anti-bribery laws are tightening — and SMEs are firmly in the spotlight.
In the latest edition of Skyways Magazine, we explore how PRECCA amendments are reshaping the compliance landscape, increasing accountability and raising the stakes for businesses that fail to take corruption risks seriously.
For many businesses, ethical conduct is no longer just about reputation; it is becoming a legal and commercial necessity.

29/04/2026

The biggest risk in South Africa’s green economy isn’t always funding or technology — it’s compliance.

In this GreenEconomy.Media feature, we explore the overlooked regulatory and governance realities shaping whether green projects succeed, stall or fail.

From environmental approvals and ESG governance to investor confidence and regulatory risk, the article unpacks why compliance is becoming a commercial necessity for businesses operating in sustainability and green infrastructure.

12/04/2026

When does business debt become personal liability for directors?

Our MD recently joined Jeremy Maggs to unpack an issue many entrepreneurs misunderstand: when the protection of a company’s separate legal personality falls away and directors become personally liable for company debts.

From personal sureties to reckless trading and breaches of directors’ duties, there are situations where directors can be exposed to creditors.

In this radio interview we discuss where that line is drawn — and what directors should do to protect themselves while running their businesses responsibly.

Expert Topic: When does business debt become personal liability for directors? Guest: Molisa Cheda -Vanguard Legal