Richard Seerane & Associates

Richard Seerane & Associates Professional Credit Rehabilitation • Apostille Services • International Document Legalization • Compliance & Administrative Support •Forensic Investigations

Our aim is to propose support to our clients, in order to let them perform their activities whilst relying on us both in confidence of our expert support and financial background. We achieve the above by rendering the following specialized services:

Judgement rescission

Debt Review rescission

Default removal

Adverse listings (Both subjective and enforcement)

Prescribed accounts ( As per Presc

ription Act No. 68 of 1969 )

Fraud alerts removal

Accounts updating

Debt negotiations and settlement

And many more...

Trusted Apostille Experts in South Africa.
26/05/2026

Trusted Apostille Experts in South Africa.

21/05/2026

UNDERSTANDING CREDIT REHABILITATION IN SOUTH AFRICA

Many consumers only become aware of the importance of their credit profile after being declined for:

* Vehicle finance
* Home loans
* Personal loans
* Store accounts
* Business funding
* Cellphone contracts

However, your credit profile is more than just a “score” — it forms part of your overall financial credibility and risk assessment within the South African credit industry.

WHAT NEGATIVELY AFFECTS A CREDIT PROFILE?

Several factors may negatively impact your profile, including:
• Late or missed payments
• Judgments
• Debt review listings
• Written-off accounts
• High credit utilisation
• Collection listings
• Incorrect bureau information
• Excessive credit applications

It is also important to understand that not all adverse listings are necessarily accurate, current, or legally compliant.

WHY REGULAR CREDIT PROFILE MONITORING MATTERS

Consumers are encouraged to regularly monitor their credit profiles to:
✔ Identify incorrect information
✔ Monitor account activity
✔ Detect possible fraud
✔ Understand their financial standing
✔ Prepare for future credit applications

Many individuals only discover adverse listings after already being declined for important opportunities.

UNDERSTANDING CREDIT REHABILITATION

Credit rehabilitation is a structured administrative and compliance-based process aimed at assisting consumers in addressing adverse credit profile matters where applicable.

Depending on the circumstances, the process may involve:
• Credit profile assessments
• Dispute procedures
• Administrative reviews
• Compliance-related interventions
• Guidance regarding credit bureau processes

IMPORTANT NOTICE

Every matter is unique and outcomes may differ depending on:

* individual circumstances,
* supporting documentation,
* creditor responses,
* and applicable regulatory procedures.

Accordingly, no ethical or professional service provider can lawfully guarantee outcomes or fixed turnaround times.

PROFESSIONAL ASSISTANCE

At Richard Seerane And Associates, we remain committed to professional, confidential, and compliance-focused administrative support services.

Professional • Confidential • Reliable

21/05/2026

ANNOUNCEMENT

Richard Seerane And Associates is pleased to officially introduce our Apostille & International Document Legalisation Assistance Services.

As part of our continued growth and commitment to professional administrative support services, we now assist individuals and businesses with:

✔ DIRCO Apostille Assistance
✔ Document Authentication
✔ Embassy Legalisation
✔ International Documentation Support

Our office remains committed to professionalism, confidentiality, compliance, and reliable client support.

Professional • Confidential • Reliable

We are helping clients clear prescribed debts legally.
05/05/2026

We are helping clients clear prescribed debts legally.

03/05/2025

‘Get Out Of Debt Review’ Scammer Fined R25 000'

NCR Shut Down Scammer

You will often see scam offers online that promise to help you ‘get out of debt review’.

Normally the scam goes like this:

You click a social media post and enter your details.

Someone calls and offers to get you out of debt review (and maybe get you access to credit again) for an upfront fee which could range from R5000 to R20 000.

They promise overnight results and those who previously were under debt review, and are still flagged as such at credit bureaus, are enticed to pay them to get the flag removed.

You pay them money.

Once the money is paid the scammer either changes their number and disappears or comes back to say: “Sorry, we tried. It didn’t work but we can help you with debt review ourselves”.

Then they may even try hit the victim up for another “fee”.

Recently, the National Credit Regulator (NCR) managed to shut down one such operation where the scammer was doing all sorts of illegal fraudulent stuff to try to deliver on their get out of debt review promises.

Some of the things they were doing was faking court orders, faking letters from banks saying the debt is paid and uploading false information to the NCR’s database and on to the credit bureaus.

All these crimes were committed to try and trick the system into clearing people’s records from the credit bureaus.

Fortunately, the NCR found the scammer out and took the matter to the National Consumer Tribunal and asked for a fine (R25 000), a total audit of all the consumers effected so they can get their money back and stopping the person from operating and being able to scam consumers in the future.

It is unclear, at this point, if any criminal charges have yet been brought by any of the banks or consumers effected and if the scammer will face jail time. We hope this matter is pursued to the full extent of the law.

Debt review removal special, ONLY THIS DECEMBER. R2800 LIMITED CLIENTS!!! Get in touch, free yourself from debt review a...
04/12/2024

Debt review removal special, ONLY THIS DECEMBER. R2800 LIMITED CLIENTS!!! Get in touch, free yourself from debt review and get APPROVED AGAIN!!!

GET APPROVED AGAIN! ITC Clearance and MORE!
21/11/2024

GET APPROVED AGAIN! ITC Clearance and MORE!

BAD CREDIT? We can help, Guaranteed ITC Clearance!!! GET APPROVED AGAIN
10/10/2024

BAD CREDIT? We can help, Guaranteed ITC Clearance!!! GET APPROVED AGAIN

Criminal record expungements(removals) done by experts, let us help you remove yours for good.
29/07/2024

Criminal record expungements(removals) done by experts, let us help you remove yours for good.

WE REMOVE: Debt review, Judgements, Defaults, Old accounts, Fraud alerts, Fraudulent accounts, Criminal records, Sequest...
26/04/2024

WE REMOVE: Debt review, Judgements, Defaults, Old accounts, Fraud alerts, Fraudulent accounts, Criminal records, Sequestrations, Administration and Many more. GET APPROVED AGAIN!!!

Address

570 Fehrsen Street, Brooklyn Bridge Office Park, Brooklyn
Pretoria
0181

Opening Hours

Monday 09:00 - 16:00
Tuesday 09:00 - 16:00
Wednesday 09:00 - 16:00
Thursday 09:00 - 16:00
Friday 09:00 - 16:00

Telephone

+27799891555

Website

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