Van Der Merwe + Saayman-Fourie Attorneys

25/04/2026

Happy birthday to our Managing Director, Maryke van der Merwe.

24/04/2026

Take note that the mora interest rate has changed to 10.25% with effect from 1 March 2026. Read: https://wix.to/bUp9ci2

Mora interest is charged when payments are late, and no interest rate was agreed upon. It’s based on the common law right to claim damages for late payments. The Prescribed Rate of Interest Act, 55 of 1975, determines the rate, which is the Repo Rate plus 3.5%.Key CasesThe Supreme Court of Appeal ...

16/03/2026

Worried a customer might default on payment? Our latest blog breaks down 5 clear warning signs to watch for - from sudden payment delays to changes in communication. Spot risks early and protect your cash flow. Read more: https://wix.to/weyEFH3

Business owner reviewing unpaid invoices and identifying warning signs that a customer may default on payment.

04/02/2026

Train your call agents to handle difficult debtors with empathy, compliance and better outcomes. Our latest blog covers practical techniques, scripts, role-play tips and legal considerations tailored for South Africa. Read more: https://wix.to/hBI0Sd5

Training call agents to handle difficult debtors is essential for effective, ethical, and legally compliant debt collection in South Africa. Learn practical strategies to improve communication, compliance, and recovery outcomes.

19/01/2026

How does a legally compliant debt collection call centre operate in South Africa? Discover how POPIA, the National Credit Act and the Debt Collectors Act shape every interaction - and what businesses and consumers should expect from professional collections partners. Read the full article: https://wix.to/XuypFJ7

A legally compliant debt collection call centre does far more than make phone calls. In South Africa, every interaction with a debtor must comply with POPIA, the National Credit Act, the Debt Collectors Act and ethical collection standards. This article explains how compliant call centres operate, w...

14/01/2026

Late payments are more than a cash-flow headache: they create real legal risks for South African businesses: prescription, loss of evidence, insolvency complications and reduced recovery options. Read our short guide to protect your business and act early. https://wix.to/pd3OXvg

Late payment is more than a cash-flow problem. This article explains the legal risks South African businesses face when customers fall behind on payments, including prescription, loss of evidence, insolvency risks, and reduced recovery options.

08/01/2026

Celebrating 18 years of service. This is a huge milestone!

22/12/2025

Behind every successful debt recovery is a real team, doing the work the right way. 📞⚖️

Our call centre is where most matters are resolved — through structured, legally compliant conversations focused on solutions, not pressure.

Every call is:
✔️ Lawful
✔️ Ethical
✔️ Properly recorded
✔️ Focused on resolution

We believe effective debt collection starts with people, not paperwork.

Proud of this team and the work they do every day. 💼👏

15/12/2025

Did you know that some debts can legally “expire”?

In South Africa, prescription means a debt may become unenforceable after a certain period — but it’s not automatic.

We’ve published a new blog explaining:
➡️ When a debt prescribes
➡️ What resets the prescription period
➡️ When a debt can still be collected
➡️ Why judgment debts are different

📘 Read the full blog here:
👉 https://www.svsattorneys.co.za/post/prescription-of-debt-in-south-africa-when-is-a-debt-written-off

Understanding prescription can save businesses money — and protect consumers’ rights.

A clear guide explaining what happens when a debt is handed over to attorneys in South Africa—covering demands, call centre engagement, litigation, judgment, and enforcement.

04/12/2025

Have you ever received the message: “Your account has been handed over to attorneys”?

Many South Africans panic when they see this — but very few actually know what the process involves.

We’ve published a new blog explaining exactly what happens when a debt is handed over to attorneys.

In this easy-to-read article, we cover:

➡️ What attorneys do when they open a file
➡️ When a Section 129 Notice must be sent
➡️ How call centres negotiate repayment
➡️ When summons is issued
➡️ What a judgment really means
➡️ How salary attachments and enforcement work

This is a helpful guide for both businesses and individuals.

📘 Read the full article:
👉 https://www.svsattorneys.co.za/post/what-happens-when-a-debt-is-handed-over-to-attorneys

If your business needs professional, legally compliant debt collection, our team is ready to help.