PSG Wealth Outeniqua

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PSG Wealth Outeniqua PSG Wealth Outeniqua and Mossel Bay Diaz is part of the PSG Financial Services Group.

We are a financial services company that strives to provide our customers with quality advice and excellent service.

The Master of the High Court cannot accept a copy of your will.Only the signed original counts. Keep it safe, and make s...
13/10/2026

The Master of the High Court cannot accept a copy of your will.

Only the signed original counts. Keep it safe, and make sure your family knows who is holding it. Without a valid will, the Intestate Succession Act decides: a surviving spouse and any children inherit together, and parents, then siblings, take only if there is neither. If you leave no valid will and you are the sole guardian of a minor child, the court selects and appoints a guardian, acting in the child's best interests, though the choice may differ from yours.

Laurette Koen is the Wealth Fiduciary Adviser at PSG Wealth Outeniqua, where drafting a will sits alongside trusts and deceased estate administration. Have your current will, your marriage contract and the beneficiary nominations on your retirement funds and life policies ready for that conversation.

Call: 044 802 7100
Email: [email protected]

You set your own income in a Living Annuity, anywhere between 2.5% and 17.5% of the investment each year.It turns retire...
08/10/2026

You set your own income in a Living Annuity, anywhere between 2.5% and 17.5% of the investment each year.

It turns retirement savings into a regular income, taken as a rand amount or as a percentage, paid as often as monthly. Anyone retiring from a preservation fund or a retirement annuity can use one, as can anyone transferring from an existing living annuity.

The balance stays invested. Its value can drop and the return is not guaranteed. Draw hard in the early years and the income can run out while you still need it. Add up what a month actually costs you at home, then start there with a Wealth Manager at PSG Wealth Outeniqua.

Contact us today to start building your legacy!
Call: 044 802 7100
Email: [email protected]

In the first week of a new job, a form asks what to do with the savings in your old employer's pension or provident fund...
06/10/2026

In the first week of a new job, a form asks what to do with the savings in your old employer's pension or provident fund.

One option is a preservation fund. The PSG Wealth Preservation Funds come in a pension and a provident version. You can retire from either fund any time after age 55, even while you are still working. Retiring from the fund does not mean taking it all in cash.

The savings stay in the market. The value can fall and returns are not guaranteed. Whether preserving makes sense depends on your tax position and how far off retirement is. Dig out your last benefit statement and the exit forms from your old fund, then bring them to PSG Wealth Outeniqua.

Contact us today to start building your legacy!
Call: 044 802 7100
Email: [email protected]

02/10/2026

Market Update | September

What happened in the markets during September, and what are the numbers telling us as we head into the final quarter of the year?

In this month’s market update, we look at:
* South African markets and key commodities
* Gold and oil performance
* US and international markets
* Asian markets
* The rand against major currencies
* Key movements over the past 12 months

Watch the full update for a clear overview of the latest market movements and what they mean for investors.

It tends to go like this. A family sits down two weeks after a funeral, everyone assumed the will was in order, and nobo...
02/10/2026

It tends to go like this. A family sits down two weeks after a funeral, everyone assumed the will was in order, and nobody can find it.

That turns a hard month into a hard year. The Master of the High Court runs a process, and that process moves on documents, not on what everybody remembers being intended.

Our fiduciary team does three things properly. We draft your Will and Testament so it meets every legal requirement. We form a trust where succession, creditors or a financially vulnerable beneficiary make one worth having. And we act as executor, or agent to the executor, so your family is not administering an estate while they are grieving.

These are your wishes. We'll respect them.

Call: 044 802 7100
Email: [email protected]

Does your will still say what you want it to?A basic will is the foundation. Beneficiary nominations on your policies ov...
29/09/2026

Does your will still say what you want it to?

A basic will is the foundation. Beneficiary nominations on your policies override it for those assets, so the two need to agree. Marriage, divorce, a new child, a property or a business can change what it should say. A review after each helps keep your wishes clear for the people you leave behind.

At PSG Wealth Outeniqua, we get to know you first. Then our fiduciary adviser, Laurette Koen, helps with the right structures: drafting your will, forming a trust, or having PSG act as executor. The most important step is the first one.

Call: 044 802 7100
Email: [email protected]

Only 24% of South Africans actively save for retirement.That figure comes from Linda Kleynscheldt of PSG Wealth in the Q...
24/09/2026

Only 24% of South Africans actively save for retirement.

That figure comes from Linda Kleynscheldt of PSG Wealth in the Q2 2026 Perspective. National Treasury has long cited that only 6% retire with enough. When you start matters as much as how much you save.

Her illustrative example assumes a 10% net return, so actual outcomes will differ. Contribute 7.5% of salary to a retirement annuity from age 25 and it could provide about 75% of pre-retirement income at 65. Start at 40 and a similar result would take about 19% of salary, almost 2.5 times higher.

Retirement annuity contributions may also be tax-deductible, within SARS limits. At PSG Wealth Outeniqua, we build a plan around what you want to achieve. The better you plan and the sooner you start, the better your future will be.

Call: 044 802 7100
Email: [email protected]

Have you used your R46 000 tax-free contribution limit this tax year?The annual limit for a Tax-Free Savings Account ros...
22/09/2026

Have you used your R46 000 tax-free contribution limit this tax year?

The annual limit for a Tax-Free Savings Account rose to that figure on 1 March 2026 (up from R36 000), with R500 000 over your lifetime. Growth inside the account is free of income tax, dividends tax and capital gains tax.

One rule worth knowing: withdrawals do not restore your limit. The money you put in still counts, even after you take it out.

Contributions can be a lump sum, debit order or ad hoc. At PSG Wealth Outeniqua, our private-client focus means we help you decide how a tax-free account fits alongside the rest of your plan.

Contact us today to start building your legacy!
Call: 044 802 7100
Email: [email protected]

Food prices are rising more slowly, and July's numbers show it.Stats SA put July inflation at 4.3%, down from 5.0% in Ju...
17/09/2026

Food prices are rising more slowly, and July's numbers show it.

Stats SA put July inflation at 4.3%, down from 5.0% in June, with food inflation at 0.9%, the lowest in 16 years. The Reserve Bank held the repo rate at 7% on 23 July (prime 10.5%). The next decision is due on 23 September.

What does this mean for your long-term plan? One month of data, or one rate decision, rarely calls for a change of direction. A well-built plan already allows for rates and prices that move.

Our team puts together a monthly market and economic update: context first, then what it means for you. At PSG Wealth Outeniqua, our private-client focus means your plan comes before the headlines.

Contact us today to start building your legacy!
Call: 044 802 7100
Email: [email protected]

PSG Wealth Outeniqua verwelkom met trots ons nuutste vennoot, Wilhelm Koch.Wilhelm woon sedert 2010 in die Suid-Kaap en ...
15/09/2026

PSG Wealth Outeniqua verwelkom met trots ons nuutste vennoot, Wilhelm Koch.

Wilhelm woon sedert 2010 in die Suid-Kaap en bring meer as ’n dekade se waardevolle ervaring in privaatbankdienste en welvaartsbestuur na ons span. Hy het oor die jare by twee toonaangewende banke in George gewerk, waar hy diepgaande kennis en ervaring in die finansiële dienstesektor opgedoen het.

“Ek het ’n absolute passie vir mense en probeer om ’n verskil te maak in die gemeenskap waarin ek leef.”

Meer oor Wilhelm:

• Kwalifikasies: B.Comm in Regte en ’n MBA
• Doelwit: Om ’n positiewe bydrae tot die lewens van kliënte te maak en hulle te help om hul finansiële drome te verwesenlik.
• Familie: Getroud met Esna, ’n apteker, en pa van drie kinders wat tans almal op laerskool is.
• Vrye tyd: Gholf, braai en kamp saam met sy gesin – in geen spesifieke volgorde nie!

Ons is opgewonde oor die kennis, ervaring en, bo alles, die menswees wat Wilhelm na PSG Wealth Outeniqua en ons kliënte bring.

Welkom by die span, Wilhelm!

Address

31 Courtenay Street
George
6529

Opening Hours

Monday 08:00 - 16:30
Tuesday 08:00 - 16:30
Wednesday 08:00 - 16:30
Thursday 08:00 - 16:30
Friday 08:00 - 16:30

Telephone

044-802 7100

Website

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