08/27/2026
At first, those might sound like basically the same deal, but they can actually have very different benefits depending on your situation.A lower purchase price can mean a slightly lower monthly payment, while seller-paid closing costs can save you a lot of cash upfront.
So which would you choose?
And the real answer? There isn't a right one. It depends and this is exactly where having someone who knows how to structure and negotiate an offer can make a big difference.