03/03/2025
🚗💥 “I’m hurt, but I’m not the type to sue… Won’t my insurance take care of everything?”
We hear this all the time, and we get it. You pay for auto and health insurance so shouldn’t they cover your medical bills and lost wages? The reality is, insurance companies —whether it's yours or the at-fault driver's—are businesses focused on paying as little as possible, not on making sure you’re taken care of.
➡️ PIP insurance? Auto insurance, particularly in Florida, only covers so much. Your Personal Injury Protection (PIP) pays up to 80% of your medical bills and 60% of lost wages—but only up to $10,000, which is often nowhere near enough.
➡️ Health insurance? Might cover some medical costs, but you’ll still have deductibles, copays, and uncovered expenses. Additionally, they may demand reimbursement from any settlement you receive.
➡️ But what about the at-fault driver’s insurance? They’ll do everything possible to minimize what they pay or deny liability altogether.
You didn’t ask to be injured, and pursuing fair compensation isn’t about being ‘litigious’—it’s about protecting yourself from financial hardship caused by someone else’s negligence. At Tonelli Law, we handle the insurance companies so you can focus on healing.
This is why having an experienced personal injury attorney matters. We handle the insurance companies and fight to recover what you truly deserve—whether that’s lost wages, ongoing medical treatment, or compensation for how this injury has changed your life.
💬 Have questions? We’re here to help. Call or message us anytime. 407-883-HURT.