Murray Law

08/28/2026

Online Medicaid advice may follow the rules of another state and cause serious mistakes. Tim Murray warns Indiana families to confirm that every strategy fits Indiana law.

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Murray Law

08/27/2026

Should Long Term Care Be Planned Early?

Planning ahead for long term care gives families more choices before a crisis happens.

Some people prefer to use their savings for future care, while others want to protect the assets they have worked hard to build and explore whether Medicaid planning may help.

Understanding these options early can make important financial and family decisions less stressful.

Click the bio link to listen to the full episode.
https://bio.link/timmurray

08/26/2026

How Is a Healthy Spouse Protected?

When one spouse needs long term nursing home care and the other remains at home, Medicaid includes rules that help protect the healthy spouse from financial hardship.

Certain assets, including the home and vehicle, may be protected so the community spouse can continue living with financial stability while the other spouse receives the care they need.

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https://bio.link/timmurray

08/26/2026

Your legacy impacts generations. The decisions you make today can help safeguard your family's future tomorrow. Make those decisions on your terms. We're here to help. 574-946-7819
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08/25/2026

Giving away a home or adding a child’s name to an account may create costly penalties. The five-year Medicaid look-back can uncover transfers that families thought were safe.

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https://bio.link/timmurray

08/24/2026

How Does Medicaid Protect the Community Spouse?

If one spouse enters a nursing home while the other continues living at home, Medicaid provides protections designed to prevent financial hardship.

Depending on the situation, assets such as the home and vehicle may remain protected so the healthy spouse can maintain financial security.

Click the bio link to listen to the full episode.
https://bio.link/timmurray

08/24/2026

Many people delay creating a will because they assume the process is complicated. The reality? It's easier than you think. And it can make all the difference for the people you love. Contact our office and take the first step today.

08/23/2026

One wrong transfer can cost a family tens or even hundreds of thousands of dollars. Tim Murray shows why do-it-yourself Medicaid planning can create far more risk than savings.

Click the bio link to listen to the full episode.
https://bio.link/timmurray

08/22/2026

Five healthy years can make a major difference in protecting a family’s assets. Tim Murray shares why planning early offers more options than waiting for a crisis.

Click the bio link to listen to the full episode.
https://bio.link/timmurray

08/21/2026

Does Medicare Pay for Long Term Care?

It is a common misconception that Medicare covers long term care.

While Medicare may pay for limited skilled nursing or home health services under certain conditions, ongoing long term care is generally covered through Medicaid for those who meet eligibility requirements.

Understanding the distinction helps families plan ahead.

Click the bio link to listen to the full episode.
https://bio.link/timmurray