Florida Litigators PLLC

08/16/2021

WE ARE HIRING!

Currently looking for a Litigation Assistant in West Palm Beach. Send your resumé to [email protected] for consideration.

11/06/2019

5 Things You Need to Do After a Car Accident

1: Stop! Never leave the scene of the accident

2: Immediately call the police

3: Exchange Information (make detailed notes)

4: Seek medical attention

5: Call us at 1(844)-LAW-8444

08/29/2019

With Hurricane Dorian staring down Florida we would like to remind you to find a copy of your home owner insurance and keep it stored safety with you during the storm.

Be prepared and stay safe!

07/09/2019

What Auto Insurance do you need in Florida?

What Auto Insurance do you need in Florida?

Personal Injury Protection

Personal injury protection or PIP is required for every policy holder in the State of Florida. If a policy holder is involved in an accident, PIP covers 80% of their medical costs and 60% of their lost wages. PIP is also referred to as “no-fault coverage” because the policy holder is entitled to benefits whether or not the car accident is their fault. In most cases, PIP also covers the policy holders spouse and the relatives living in your household. You are required to have at least $10,000 in PIP coverage. Some policies that go above the minimum amount of coverage are available as well.

Medical Payments (“Medpay”)

Medpay covers the other 20% of medical bills that are not covered by a policy holders PIP coverage. Medpay also covers medical bills greater than $10,000. If a policy holder chooses to purchase it as extra coverage. The amount of Medpay per holder varies according to their preference. My policy holders that also have health insurance find that Medpay in not necessary. It is important for policy holders to check with their health insurance agent before making the decision whether to purchase Medpay or not.
Property Damage
Property damage insurance or PD covers any damage that occurs to another person’s vehicle when a policy holder is at fault in an accident. This coverage is mandatory in the state of Florida. Levels of coverage can be seen to vary from company to company.

Collision

Collison insurance may not be auto insurance you need, but it is a form of insurance that many motorists want. Collision insurance covers damage that occurs to a policy holder’s vehicle that results from any accident. This form of insurance covers the cost of repair to your vehicle regardless of whose fault the accident was. Collision insurance is optional. It is common for the coverage to come with a $500 deductible.

Bodily Injury

Bodily injury insurance covers the pain and suffering sustained by another person that is involved in an accident with the policy holder when the accident is the policy holders fault. Bodily injury is optional in the state of Florida. Many policy holders purchase this type of insurance as a way to protect their assets in case they are ever at fault in a car accident. Different levels of this coverage are available.

Uninsured Motorist

Uninsured motorist insurance covers pain and suffering if you are hurt by the fault of another driver and that driver does not have enough coverage or any coverage at all to cover the extent of your injuries. In some cases, UM insurance may extend to the policy holders spouse, household relatives, or passengers in the car. It is common for policy holders to purchase UM coverage at the same level as their bodily injury insurance.

Seeking Help with Your Insurance after an Accident

Getting the auto insurance you need is only the first step to receiving the benefits you need. After being in an accident, many people have difficulty dealing with doctors, insurance companies and vehicle problems that result. The added stress can compound the stressful impact of being involved in a car accident. An attorney that has experience with insurance companies, doctors, and repair people can help to minimize the trauma and get the policy hold the benefits that they are entitled to. It is a sad but true reality that insurance companies have much to gain by trying to limit your benefits as much as possible. Insurance companies are very large and have vast resource that help them do this. An experienced attorney can help to make sure the insurance company provides you with the benefits that you are entitled to.

Jonathan Phillips, Esq.
FloridaLitigators.com

07/08/2019

FREQUENTLY ASKED QUESTIONS

Does the patient need to seek treatment within 14 days of the motor vehicle accident to qualify for PIP coverage?

To qualify for PIP benefits, injured car accident victims must be treated within 14 days of the accident. If a patient does not qualify for PIP benefits because of the 14-day requirement, medical providers can certainly still provide treatment. Other possible sources of payment are health insurance, cash, and/or a letter of protection from the patient’s personal injury attorney.

OUR GOAL IS QUICK AND EFFICIENT RECOVERY OF PIP BENEFITS FOR OUR CLIENTS

In the event that the PIP lawsuit is not successful, our clients never pay Florida Litigators fees and costs.

Reach out to us for a FREE Case Evaluation!

07/04/2019

We will he closed 7/4 -7/5 and will reopen the Monday the 8th. Have a Happy and Safe 4th Of July!

07/03/2019

DO I HAVE A BAD FAITH CLAIM?

Contact us to find out, give us a call at 844-529-8444 to speak directly with a lawyer.....Consultations are complementary

07/03/2019

HOW OUR PIP CLAIM PROCESS WORKS

1. PIP AUDIT BY A FLORIDA LITIGATORS ATTORNEY
Clients can make an appointment for a Florida Litigators attorney to visit their office to review their files or documents can easily be submitted electronically.

2. DEMAND LETTER
After reviewing our client’s files and determining which claims have been wrongfully reduced or denied by the insurance companies, Florida Litigators prepares demands and sends a written notice of intent to initiate litigation.

3. WAIT 30 DAYS
If the insurance company tenders payment, our client receives the benefits and Florida Litigators receives the statutory penalty, interest, and postage as attorney’s fees and costs.
Florida Litigators does not keep a percentage of the PIP benefits.

4. FILE LAWSUIT
If the insurance company continues to wrongfully file a claim, we file a lawsuit. When benefits are recovered from a lawsuit, the client is entitled to the medical benefits and interest, and the attorney’s fees and costs are paid by the insurance company.

OUR GOAL IS QUICK AND EFFICIENT RECOVERY OF PIP BENEFITS FOR OUR CLIENTS
In the event that the PIP lawsuit is not successful, our clients never pay Florida Litigators fees and costs.

WHY PIP AUDIT?
Call Florida Litigators today to make an appointment with an attorney to help identify the all-too-common underpayments and non-payments that are buried within your files. PIP law is complex in that it is constantly changing; different versions of the Statute and different insurance policies govern each claim. Florida Litigators Attorneys are happy to help you sort through your files and identify underpayments that can quickly add up.

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06/28/2019

WHAT IS FLORIDA LITIGATORS PLLC?

A private law firm that helps medical providers (including MRI centers, clinics, rehabilitation centers, and chiropractors) recover unpaid or underpaid Personal Injury Protection benefits from insurance companies for medical services rendered to automobile accident victims.

HOW MUCH DO FLORIDA LITIGATORS’ SERVICES COST?

Florida Litigators’ PIP services are 100% free to our clients. When we recover PIP benefits, our clients keep 100% of the benefits, and the insurance company pays Florida Litigators’ costs and fees. If we do not recover benefits, we do not charge our clients for fees or costs.

CAN FLORIDA LITIGATORS PURSUE MY OLD CLAIMS?

Yes! We can pursue PIP benefits for bills submitted as far back as five years ago. It is not uncommon for a medical provider to be unaware of the underpayments contained within its PIP files. At no cost to you, we will review your past and present PIP files and determine which claims have been incorrectly reimbursed. We will then demand that the insurance company pay 100% of the amount you are owed.

WHY DO I NEED A PIP ATTORNEY?

Insurance companies regularly DENY, DELAY & DON’T PAY.
PIP attorneys challenge the insurance companies’ unjust denials or reductions of PIP benefits covered under Florida of PIP benefits covered under Florida Statute § 627.736. As PIP attorneys, we focus on recovering no-fault benefits on behalf of medical providers. Most personal injury attorneys do not handle PIP matters for their clients’ providers.

Give us a call at 844-529-8444 to Request Your Free Consultation

06/28/2019

06/28/2019

MANAGING ATTORNEY
JONATHAN PHILLIPS, ESQ.

06/28/2019