Law Offices of Jonathan I. Jacobson PLLC

08/27/2021

My Firm helps both Florida Landlords and Tenants. Call me if you have any questions. I offer free consultations to get you headed in the right direction! Thank you.

The U.S. Supreme Court on Thursday ended the pandemic-related federal moratorium on residential evictions imposed by President Joe Biden's administration in a challenge to the policy brought by a coalition of landlords and real estate trade groups.

07/28/2021

Good afternoon:

As a reminder the CDC Eviction Moratorium is set to expire on July 31, 2021. If Landlords or Tenants in Florida have legal questions, please contact my office.

Below is a CDC link for assistance.

Federal rental assistance is being distributed in communities to help landlords and renters who are struggling to keep up with rent and other bills.

06/24/2021

https://apnews.com/article/eviction-ban-extended-biden-coronavirus-9e7c4dc97c49cbb42a1ecb55b06e3b4c

The Biden administration on Thursday extended the nationwide ban on evictions for a month to help millions of tenants unable to make rent payments during the coronavirus pandemic, but said this is the last time it plans to do so.

Dr. Rochelle Walensky, director of the Centers for Disease Control and Prevention, extended the evictions moratorium from June 30 until July 31. The CDC said “this is intended to be the final extension of the moratorium.”

WASHINGTON (AP) — The Biden administration on Thursday extended the nationwide ban on evictions for a month to help millions of tenants unable to make rent payments during the coronavirus pandemic, but said this is the last time it plans to do so.

04/27/2021

The Consumer Financial Protection Bureau (CFPB) today issued an interim final rule in support of the Centers for Disease Control and Prevention (CDC)’s eviction moratorium. The CFPB’s rule requires debt collectors to provide written notice to tenants of their rights under the eviction moratorium and prohibits debt collectors from misrepresenting tenants’ eligibility for protection from eviction under the moratorium.

The Consumer Financial Protection Bureau (CFPB) today issued an interim final rule in support of the Centers for Disease Control and Prevention (CDC)’s eviction moratorium.

03/29/2021

Just announced - Eviction Moratorium Extended to end of June!

With many Americans behind on their rent during the pandemic, the Centers for Disease Control and Prevention is extending an order aimed at preventing evictions through June.

https://www.cdc.gov/media/releases/2021/s0329-Eviction-Moratorium.html

https://www.cdc.gov/coronavirus/2019-ncov/covid-eviction-declaration.html

03/21/2021

https://www.npr.org/2021/03/19/979369035/cdc-likely-to-extend-eviction-moratorium-with-millions-of-people-behind-on-rent

The Center for Disease Control and Prevention is moving to extend an order aimed at preventing evictions during the pandemic. Housing groups say the order could prevent up to 1 million evictions.

02/16/2021

The Biden administration announced Tuesday that it would extend the foreclosure moratorium and mortgage forbearance through the end of June.

The actions would block home foreclosures and offer delayed mortgage payments until July, as well as offer six months of additional mortgage forbearance for those who enroll on or before June 30.

The eviction moratorium remains in effect through March but was not included in the actions announced Tuesday.

02/12/2021

FHFA Extends Foreclosure and REO Eviction Moratoriums and COVID Forbearance Period

The Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac (the Enterprises) are extending the moratoriums on single-family foreclosures and real estate owned (REO) evictions until March 31, 2021.

FHFA also announced that borrowers with a mortgage backed by Fannie Mae or Freddie Mac may be eligible for an additional forbearance extension of up to three months. Eligibility for the extension is limited to borrowers who are on a COVID-19 forbearance plan as of February 28, 2021, and other limits may apply. Further, COVID-19 Payment Deferral for borrowers with an Enterprise-backed mortgage can now cover up to 15 months of missed payments. COVID-19 Payment Deferral allows those borrowers to repay their missed payments at the time the home is sold, refinanced, or at mortgage maturity.

If you have any questions regarding your loan or need assistance with loss mitigation options (modification, forbearance, short sale, deed in lieu, etc.), please contact my office.

01/01/2021

Happy New Year!

12/22/2020

https://www.housingwire.com/articles/fha-extends-foreclosure-and-forbearance-policies-to-2021/

HUD announced that the FHA is providing a two-month extension of its foreclosure and eviction moratorium and request for forbearance through Feb. 28, 2021.

12/22/2020

Breaking News

The House and Senate passed the Consolidated Appropriations Act, 2021 (the "Act") and now it is heading to the President for signature.

Section 532 of the Act extends the eviction moratorium as provided by the Centers for Disease Control and Prevention ("CDC"). The CDC extended the moratorium on evictions for non payment of rent due to COVID-19 hardships until 12/31/20. However, the newly passed act extends the CDC moratorium until 1/31/21.

Section 532 states as follows:

SEC. 502. EXTENSION OF EVICTION MORATORIUM.
The order issued by the Centers for Disease Control
and Prevention under section 361 of the Public Health
Service Act (42 U.S.C. 264), entitled ‘‘Temporary Halt
in Residential Evictions To Prevent the Further Spread
of COVID–19’’ (85 Fed. Reg. 55292 (September 4, 2020)
is extended through January 31, 2021, notwithstanding
the effective dates specified in such Order.

Please be aware that you can still be evicted for other reasons under your lease and you may have to prove to the Court that you have faced a hardship due to COVID-19. Further, upon expiration of the moratorium, you will be responsible for all unpaid rent, attorney's fees and costs.

The CDC issued guidance and a declaration form to be filled out to provide to your landlord or to the Courts in response to an eviction complaint.

If you need further assistance, my firm provides a free consultation to discuss you needs, whether you are a landlord or a tenant.

Thank you and Happy Holidays to all.

12/17/2020

My firm handles many cases involving sellers and buyers in regards to "AS IS" Residential Contract for Sale and Purchase of residential properties. I am seeing disputes from both sides.

Most of the disputes arise when the buyer has failed to close by the date agreed upon in the contract or in addendums extending the closing date. Sellers and buyers should be more understanding and patient with one another during this difficult COVID-19 era.

Make sure that your brokers are incorporating enough time to close in the contract so the transaction goes smoothly. For example, having a COVID-19 clause, which allows both sides more time due to unexpected delays caused because of the obstacles the COVID-19 era. Both sides put in time, effort and money to either sell or buy a house.

Happy Holidays to all!