03/23/2023
If you have been involved in a car accident in New Jersey, there are several steps you should take:
Check for injuries: First and foremost, make sure that everyone involved in the accident is okay. If anyone is injured, call 911 right away.
Move to a safe location: If possible, move your car to the side of the road or a safe area to avoid blocking traffic.
Exchange information: Exchange information with the other driver(s) involved in the accident, including their name, address, phone number, driver's license number, insurance information, and vehicle information. Be sure to write down the license plate number and make/model of the other car(s) involved.
Document the accident: Take photos of the damage to your car and any other cars involved, as well as the surrounding area. This can help with insurance claims and legal proceedings.
Report the accident: You are required by law to report any accident that results in injury, death, or property damage over $500 to the New Jersey Motor Vehicle Commission (MVC) within 10 days.
Seek medical attention: Even if you feel fine, it's a good idea to see a doctor after an accident to make sure there are no hidden injuries.
Contact an attorney: If you are injured or your car is severely damaged, you should contact an attorney to help you with your insurance claim or any legal action that may be necessary. Remember a call from an insurance company may be recorded and can be used against you in the future. You are not obligated to speak to anyone over the phone. You must know who you are dealing with.
It's important to remember that New Jersey is a no-fault insurance state, which means that your own insurance company will pay for your medical expenses and possibly lost wages, regardless of who was at fault for the accident. However, if you or someone else was seriously injured or killed, you may still be able to pursue a personal injury claim against the other driver.