Tar Heel State Title, LLC

02/04/2026

https://www.facebook.com/share/183XZxVYMc/

📢 reminder:
🏡 Your is likely the biggest investment you’ll ever make.
👀 Title protects your property rights—not just today, but for as long as you or your heirs own the home.
Providing peace of mind for generations.
✔️ For more information, visit homeclosing101.org.

01/14/2026

This is a survey - yes they can be expensive, but they can help avoid costly problems

10/14/2025

https://www.housingwire.com/articles/why-title-insurance-is-essential-to-secure-affordable-homeownership/

Title insurance protects homebuyers and lenders from costly ownership disputes, ensuring secure closings and supporting a stronger, more affordable housing market.

07/31/2025

When purchasing property, every penny counts, especially with the high cost of housing. It is only natural to question all the miscellaneous fees attached to the process. However, title insurance is an essential service. “Title” is the legal right to use or own property and title insurance prote...

06/10/2025

Thank you to our friends at Tarheel State Title for the Nothing Bundt Cakes 🎂—they were absolutely delicious! 😋 We truly appreciate your sweet gesture 💛 It’s always a treat working together! 🤝

— From the team at 24 Hour Closing 🏡✨

12/05/2023

Thanks for letting me visit this mornings meeting of the

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11/07/2023

It's better to have it and not need it than to need it and not have it.

I've resented having to buy title insurance in the past because it's expensive and I didn't see the point. Learn why I've changed my mind about it.

08/29/2023

Well said ...

Is Title Insurance Necessary When Paying Cash? When purchasing a property, it is common for buyers to secure title insurance to protect themselves against any potential ownership issues or claims. However, some buyers who are paying cash for their property may wonder if title insurance is necessary....

07/21/2023

07/19/2023

Titlelock is unnecessary

You may have heard a radio ad lately with a dire warning that your home can be stolen right out from under your nose. The solution, the ad says, is

05/26/2023

People ask ... Why do I need title insurance? Here's a fairly brief explanation:

Title insurance is an essential aspect of real estate transactions that protects both buyers and lenders from potential financial losses or legal disputes related to the property's title.
1. Protecting Your Investment: When you purchase a property, you want to ensure that you have clear and undisputed ownership rights. Title insurance provides this protection by conducting a thorough search of public records to uncover any potential issues, such as liens, claims, or encumbrances on the property's title. If any problems arise, the insurance policy can help cover legal costs or financial losses associated with resolving those issues.
2. Safeguarding Against Hidden Risks: Even with a diligent title search, there may be hidden risks or errors in the property's history that could affect your ownership. For example, there could be a previously undisclosed heir, an undisclosed mortgage, or a fraudulent deed in the chain of title. Title insurance offers coverage against these hidden risks, ensuring that you're not held responsible for any unforeseen legal issues that may arise after the purchase.
3. Lender Protection: If you're obtaining a mortgage to purchase the property, your lender will likely require title insurance. This protects the lender's investment by ensuring that the property serves as collateral for the loan without any undisclosed claims or issues. Lenders want to be confident that their investment is secure, and title insurance provides that peace of mind.
4. Legal Defense: In the unfortunate event that someone contests your ownership of the property, title insurance can provide legal defense. If a valid claim arises, the insurance company will typically cover the costs associated with defending your rights in court, saving you from significant legal expenses.
5. One-Time Premium: Unlike other types of insurance that require ongoing premiums, title insurance is typically a one-time payment made during the closing process. This means that the protection it offers lasts as long as you or your heirs own the property, providing long-term peace of mind without recurring costs.
In summary, title insurance is vital because it protects your investment in real estate, safeguards against hidden risks, satisfies lender requirements, provides legal defense, and offers long-term coverage. It's an essential component of a smooth and secure real estate transaction, ensuring that you have clear ownership and minimizing the risk of future legal complications.