The Real Tomassi Law, LLC - Law Office

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The Real Tomassi Law, LLC - Law Office Rhode Island's Top Rated Real Estate Title and Closing and Estate Planning Law office. "Advocacy with Integrity and Protection with a Purpose"

Celebrating 20 years of providing exceptional legal services to our clients.

Rhode Island’s housing market is shifting, and signed deals may need careful attention when expectations change.Mid-Octo...
10/20/2026

Rhode Island’s housing market is shifting, and signed deals may need careful attention when expectations change.

Mid-October RI REALTORS/REI data showed roughly 270 price reductions and just 13 price increases among active listings in the prior week. At the same time, the August median single-family sale price was $544,000, up 6.7% year over year, with about 2.8 months of supply.

When a transaction needs to adapt, inspection findings, price changes, credits, or deadline extensions may call for purchase agreement revisions. Tomassi Law reviews and helps negotiate agreements, explains changes in plain English, and coordinates closings to help keep transactions on track.

With more than 16 years of legal experience and 20 years of Rhode Island real estate experience, our team is here to provide practical guidance. Buyer-facing closings are available in English and Spanish.

Learn more at www.attorney-ri.com.

This post is for general informational purposes only and is not legal advice. Every matter depends on its specific facts.

AI-drafted wills often stumble on ex*****on, not wording.In Rhode Island, a will generally needs to be signed by the per...
10/20/2026

AI-drafted wills often stumble on ex*****on, not wording.

In Rhode Island, a will generally needs to be signed by the person making it and signed by two witnesses as required by law. A notary alone does not replace the witnesses. A notarized self-proving affidavit is optional and can help simplify proof of the will in probate. The person’s capacity and intent matter, too.

Trust ex*****on requirements differ, and a trust may not control assets that were never properly transferred into it. Your plan should also address whether earlier wills or related documents need to be revoked, updated, or coordinated.

If a will is defective, the estate may still need to pass through probate under intestacy rules, and a provision may be challenged or invalidated. Assets left outside a trust may also require probate.

For many Rhode Island families, federal estate tax is not the central planning issue given the relatively high exemption. Planning is often about avoiding probate, preparing for incapacity, deciding when and how beneficiaries receive assets, and protecting those assets.

Attorney review helps ensure your documents reflect your wishes and follow applicable requirements. Learn more at www.attorney-ri.com.

This post is general information, not legal advice. Your situation may require individualized guidance.

Heading into a late-fall or winter closing in Rhode Island? Use this practical final-stretch checklist to help avoid sur...
10/19/2026

Heading into a late-fall or winter closing in Rhode Island? Use this practical final-stretch checklist to help avoid surprises:

- Confirm title clearance, including any payoff statements, liens, judgments, or other items that must be resolved before closing.

- Review the settlement statement or Closing Disclosure line by line. Confirm the purchase price, credits, deposits, loan charges, recording fees, taxes, adjustments, and all other costs.

- Confirm every deadline and notice requirement in the purchase and sale agreement, including financing, inspections, title objections, closing, and possession.

- Keep complete records of earnest money and deposit payments, including receipts, wire confirmations, and account statements.

- Budget for closing costs. Sellers should also confirm the applicable Rhode Island real estate transfer tax and how it appears on the settlement statement.

- Buyers should confirm homeowner’s insurance is active and that proof has been provided to the lender or closing attorney.

- Bring valid, unexpired photo identification and follow the closing attorney’s instructions for any additional documents.

- Protect your funds. Independently verify wire instructions by calling a trusted, previously known phone number before sending money. Do not rely solely on emailed instructions.

- Schedule and complete the final walk-through before signing, confirming agreed-upon repairs, included items, and the property’s condition.

- After signing, confirm the deed and required documents are properly recorded. Keep your signed closing package, deed, title policy, settlement statement, loan documents, and receipts in a secure location.

Tomassi Law, LLC provides purchase and sale contract review, title searches and title services, payoff and lien coordination, plain-English document review, and closing coordination. With 20 years of Rhode Island real estate experience and more than 16 years of legal experience, we help buyers and sellers move forward with confidence. Closings are available in English and Spanish.

Visit www.attorney-ri.com to learn more.

General information only, not legal advice. Each transaction is different. Consult a qualified attorney about your specific circumstances.

Year-end is a good time for Rhode Island business owners to review more than their books. Your business entity documents...
10/15/2026

Year-end is a good time for Rhode Island business owners to review more than their books. Your business entity documents and the contracts your company signs should work together.

An effective review may include:

• Confirming whether an LLC or corporation still fits your ownership structure, tax considerations, and plans for future investors.

• Making sure formation documents, the operating agreement, and registered agent information are accurate from day one.

• Reviewing whether a template operating agreement conflicts with what the owners actually agreed to regarding management, profits, decision-making, or buyouts.

• Examining the contracts your business actually uses, including client agreements, subcontractor agreements, leases, purchase orders, non-competes, and non-solicits.

• Identifying personal guarantees and understanding when an owner may be personally responsible for a business obligation.

• Coordinating business documents and contracts with your estate plan and succession wishes.

Formation and contract review are not separate errands. They are connected parts of protecting your business, your relationships, and your future plans.

Tomassi Law, LLC provides practical legal guidance for Rhode Island business owners. Learn more at www.attorney-ri.com.

This post provides general information only and is not legal advice. Every business is different. Consult a qualified attorney about your specific circumstances.

When a loved one dies, the home may be the estate’s largest asset. It needs attention quickly, even while the family is ...
10/12/2026

When a loved one dies, the home may be the estate’s largest asset. It needs attention quickly, even while the family is grieving.

The personal representative should:

• Keep it insured and secure. A homeowners policy may not cover an unoccupied home, so ask about vacant-property insurance.

• Maintain heat and utilities, winterize, arrange lawn and snow care, inspect it, and handle necessary repairs.

• Keep paying the mortgage, property taxes, condo or association fees, and utilities while the estate is open. These costs may come from estate funds or advances by the representative or heirs, with proper accounting and reimbursement guidance.

The family must decide whether to sell, distribute the home to heirs, or keep it. A sale during administration may require confirming the representative’s authority, court approval where required, deed and title work, lien payoff, and closing coordination. It may affect estate taxes and the heirs’ basis.

Whether the home passes through probate or outside it, and how quickly, depends on the plan and Rhode Island court practices.

For personalized guidance, contact Attorney Jared Tomassi at www.attorney-ri.com. Tomassi Law provides English and Spanish closing services for Rhode Island real estate transactions.

General information only, not legal or tax advice. Consult qualified legal and tax professionals. This does not create an attorney-client relationship.

Your estate plan should protect more than your home, bank accounts, and personal property. In today’s world, it should a...
10/09/2026

Your estate plan should protect more than your home, bank accounts, and personal property. In today’s world, it should also account for your digital life.

Digital assets may include:

• Online bank and investment accounts, retirement portals, and digital wallets

• Email, social media, cloud storage, and family photos

• Domain names, cryptocurrency, subscription and loyalty accounts

• Small online businesses and other digital property

Without clear instructions, heirs may be locked out of accounts, unable to access important records, or unaware that assets exist.

DIY and AI-drafted wills or trusts can be useful starting points, but they may miss Rhode Island requirements, asset titling, beneficiary designations, guardianship provisions, tax elections, or coordination with powers of attorney and health care documents. Attorney review still matters because an estate plan should work as a coordinated plan, not as a collection of separate forms.

Consider creating a secure inventory of your accounts, devices, documents, and digital instructions. Review your plan after marriage, divorce, a birth, a death, a move, or a significant change in assets.

Tomassi Law, LLC provides clear, simple, affordable, and personal estate planning guidance, including:

• Last wills and testaments

• Revocable and irrevocable trusts

• Powers of attorney and living wills

Consultations are available in English and Spanish.

Visit www.attorney-ri.com to learn more and begin protecting your assets and lasting legacy.

This post is for general informational purposes only and is not legal, tax, or financial advice. Consult a qualified attorney about your circumstances.

Charitable giving can be part of a Rhode Island legacy plan, but an outright gift is not the only structure to consider....
10/09/2026

Charitable giving can be part of a Rhode Island legacy plan, but an outright gift is not the only structure to consider.

A charitable remainder trust, or CRT, generally provides payments to the donor or named family members for a stated period or for life. After that period, the remaining trust assets pass to a charity.

A charitable lead trust, or CLT, generally provides payments to a charity first for a stated period. Afterward, the remaining trust assets pass to family members or other beneficiaries.

Both structures are irrevocable. Unlike an outright charitable gift through a will or beneficiary designation, a charitable trust involves a separate trust structure, trustee responsibilities, investment and distribution decisions, administration, ongoing reporting, and income, gift, and estate tax considerations.

A charitable trust is not right for every family. Any decision should be coordinated with your will, revocable and irrevocable trusts, real estate, business interests, and beneficiary designations. The assets, charitable organization, intended recipients, trust terms, and administration all matter.

Tomassi Law can help Rhode Island individuals and families evaluate whether a charitable trust fits their broader legacy plan. Contact Attorney Jared Tomassi at www.attorney-ri.com.

This post provides general information only and is not legal advice or tax advice. Consult qualified legal, tax, and financial professionals before acting. This post does not create an attorney-client relationship.

Rhode Island’s new radon law will affect residential real estate closings beginning June 1, 2027.For purchase and sale a...
10/09/2026

Rhode Island’s new radon law will affect residential real estate closings beginning June 1, 2027.

For purchase and sale agreements executed on or after that date, a radon test will generally be required before closing.

- The test must be completed no earlier than one year before closing by a certified or licensed individual.

- An unsafe result is above the EPA action level of 4.0 picocuries per liter.

- If the result is unsafe, mitigation must be completed before closing when possible. Otherwise, the estimated mitigation cost must be held in escrow until the work is completed.

- Results must be provided to the buyer, seller, and any lender designated by the buyer.

Planning a Rhode Island purchase or sale? Tomassi Law, LLC provides closing and title services in English and Spanish.

Visit www.attorney-ri.com to learn more. This post provides general information only and is not legal advice.

Rhode Island homeowners may soon have a new estate planning option for real estate.Under the Uniform Real Property Trans...
10/07/2026

Rhode Island homeowners may soon have a new estate planning option for real estate.

Under the Uniform Real Property Transfer on Death Act, a properly prepared and recorded Transfer on Death deed may allow an owner to name one or more beneficiaries to receive real estate at death outside of probate. The owner generally keeps full control during life, including the ability to sell, refinance, change, or revoke the deed.

Important points:

- The deed generally must be recorded before the owner’s death to be effective.

- It does not remove the property from the estate for every purpose.

- It is not a substitute for a complete estate plan.

A will may transfer real estate through probate. A funded revocable living trust may offer a different structure and may provide broader planning flexibility. The right approach depends on the property, titling, mortgage and lender considerations, family circumstances, and your overall goals.

Rhode Island’s law and effective dates should be confirmed with qualified counsel before relying on this option. Contact Attorney Jared Tomassi and Tomassi Law, LLC at www.attorney-ri.com for individualized guidance.

This post provides general information only and is not legal advice. It does not create an attorney-client relationship. Tomassi Law, LLC does not pay or accept kickbacks or referral fees.

Rhode Island homeowners, buyers, and sellers should know about new safeguards against deed fraud.On June 10, 2026, Rhode...
10/07/2026

Rhode Island homeowners, buyers, and sellers should know about new safeguards against deed fraud.

On June 10, 2026, Rhode Island enacted SB 2715, addressing fraudulent property recordings. Deed fraud can involve a forged deed, fraudulent mortgage, lien, or other document recorded without the owner’s knowledge or authorization.

Key provisions include:

- Fraudulent real estate recordings can result in felony penalties, including up to 10 years in prison and a fine of up to $50,000 for a first offense.

- A victimized property owner may seek actual damages or a statutory minimum of $5,000, whichever is greater, plus eligible costs and attorney’s fees.

- Municipal recorders may temporarily delay suspicious documents, report them to law enforcement, or notify the notarial officer involved.

- Beginning September 1, 2027, remote electronic filings must include sufficient identification or be submitted by a qualifying “Trusted Submitter,” such as a licensed Rhode Island attorney, title company, or regulated financial institution.

- By January 1, 2028, municipalities must establish free property-alert programs for enrolled owners.

Accurate title searches, title review, deed preparation and review, recording review, and careful closing coordination remain essential for protecting property interests. These safeguards may also add identity and submitter verification steps to remote and electronic closings.

With 20 years of real estate and title experience and more than 16 years of legal experience, Tomassi Law, LLC provides practical guidance for Rhode Island transactions. Closings are available in English and Spanish.

Tomassi Law maintains a strict policy against kickbacks and does not pay or accept referral fees.

Visit www.attorney-ri.com to learn more. Confirm current statutory requirements and property-alert availability for your specific situation.

General information only, not legal advice. Laws, procedures, and implementation requirements may change. Consult a qualified attorney about your circumstances.

Address

51 Jefferson Boulevard
Warwick, RI
02888

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+14019415291

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