10/08/2026
Twenty days. That's how long a Maryland seller actually has to hand over the HOA paperwork -- not five, the way most buyers assume.
The clock starts the day you sign, not before. And the five days everyone's heard of isn't the seller's deadline -- it's the buyer's own cancellation right, starting the day the package actually arrives, not the day you signed.
Know the difference before you're the one caught off guard by a fee schedule you never got the chance to review.
See the exact rule: pollardpropertygroup.com/post/hoa-disclosure-requirements-maryland-buyers-20-day-window