Debt Relief Legal Clinic North San Diego County

10/20/2025

A well-timed filing of a **Chapter 13 bankruptcy** can be a powerful tool to immediately **stop a vehicle repossession!** 🚨 The "automatic stay" comes into effect the moment you file, legally halting creditors—including the lender trying to take your car.

Chapter 13 then allows you to:
1. **Cure past-due payments** over a 3-to-5-year repayment plan.
2. Potentially **"cram down"** the loan balance or interest rate, depending on when you bought the car and its value.

It offers a real chance to keep your vehicle and reorganize your finances! Contact the Debt Relief Legal Clinic in San Diego for specific advice. 877-663-3287

12/01/2023

https://finance.yahoo.com/news/5-must-haves-finding-bankruptcy-171742018.html

Selecting the right lawyer can mean the difference between eventual rebound and long-term pain.

03/17/2022

It's okay to go and seek help for your finances.
It's okay to use our Federal laws to reorganize your debts.
It's never okay to judge someone for asking for help.
If you need help, please, seek out a reputable Bankruptcy Attorney to show you how it works and why it doesn't mean you will never have credit again.

01/08/2022

When one struggles with overwhelming debt, especially at 60 years old, it is an obvious indication that it is time to consult with a certified bankruptcy lawyer to examine options, pros and cons. There are beneficial laws available to help with financial pain.

So disappointed in this article. The author fails to recommend that this person schedule a consultation with a Certified Bankruptcy Specialist Attorney to discuss options!

He’s 60yrs old and wants to retire but owes debt. At this point, he should be doing everything possible to save as much as possible for retirement! Wasting time and money on debt is a poor decision. Eliminate that debt! You’re out of time for retirement savings.

Consumers need to prioritize their family,health, finances, and secure their retirement future. We offer a free consultation. If you don’t need us, that’s great! If you do, we’re here for you!

J. DOLING LAW, PC
Inland Empire Office
(760)884-4444
Los Angeles Office
(310)542-5151
San Diego Office
(619)363-8840
Www.JDL.law

11/14/2021

Some sage advice from our friends in NC

Scammers and others promise...but only bankruptcy delivers real results!
Get the help you need...and get it fast with the team from JTO!

05/23/2020

https://www.nytimes.com/2020/05/15/your-money/coronavirus-credit-reports.html

That’s an improvement over the normal once-a-year limit. While it won’t fix potential credit woes, it can be a helpful tool to stay on top of your finances.

06/12/2019

Television ad from the Debt Relief Legal Clinic

08/15/2018

https://creditcards.usnews.com/articles/the-truth-about-credit-card-debt-forgiveness

Credit card debt forgiveness won't cure all your money problems.

06/14/2018

Check out this 5 star Google My Business review:
https://goo.gl/maps/hokrZZv4nP12

06/07/2018

Don't forget to vote each day for the Debt Relief Legal Clinic as SD Best Reader Poll! Thanks!

It’s that time of year again! San Diego County is filled with great places to see, experience and savor, and outstanding people who make them memorable. Even the longtime locals don’t know them all, so we’re asking you to tell us which ones should qualify among “San Diego’s Best.”