Ann Arnesen, Sr. Mortgage Banker

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Ann Arnesen, Sr. Mortgage Banker NMLS # 453374
Licensed in VA & NC

Atlantic Bay Mortgage Group, LLC
NMLS #72043
www.nmlsconsumeraccess.org
Equal Opportunity Lender What does that mean to you?

Have you dreamed about owning your first home, but just don't know where to start? Are you looking to upgrade to a bigger home? How about buying a vacation home? With over 19+ years of experience in the mortgage industry, I've helped thousands of families in Hampton Roads achieve their dreams of owning a home. Every one has different needs. We offer Conventional, FHA, VA, First Time Homebuyer programs, and Renovation mortgages. All of our loan processing and underwriting is done in-house. It means faster loan approvals, timely status updates, and on time loan closings. Getting a mortgage does NOT have to be stressful! Work with an expert that is knowledgeable of current loan programs and guidelines. Whether you're looking to purchase a new home or refinance an existing mortgage, call me today for a FREE consultation and I will help you find a mortgage to fit your needs.

15 years or 30? A shorter term can save you a lot in interest, while a longer one gives your monthly budget more room to...
10/14/2026

15 years or 30? A shorter term can save you a lot in interest, while a longer one gives your monthly budget more room to breathe. We put the numbers side by side so you can see which fits your goals.
https://myoc.io/teamarnesen/T3L0K



NMLS # 453374

Taking time today to recognize Indigenous Peoples' Day and the Nativecommunities whose history is part of the places we ...
10/12/2026

Taking time today to recognize Indigenous Peoples' Day and the Native
communities whose history is part of the places we all call home.



NMLS # 453374

5.0 star review received on Experience.com for Ann Arnesen by Katherine V - Thank you  so much for your help!
10/10/2026

5.0 star review received on Experience.com for Ann Arnesen by Katherine V - Thank you so much for your help!

Click to see all 581 reviews of Ann Arnesen, Ann Arnesen | NMLS # 453374

Today’s mortgage market still has plenty of opportunity! Send me your scenarios, and let’s work together to help your bu...
10/09/2026

Today’s mortgage market still has plenty of opportunity! Send me your scenarios, and let’s work together to help your buyers make their move with confidence.



NMLS # 453374

Dreaming of a bigger kitchen... or a whole different house?Before you call a contractor or a real estate agent, run thro...
10/06/2026

Dreaming of a bigger kitchen... or a whole different house?
Before you call a contractor or a real estate agent, run through these three questions. They'll help you figure out which move makes the most sense for your family, your budget, and your future.
https://myoc.io/teamarnesen/ThmTa



NMLS # 453374

Hope your October is off to a great start! Call or DM me with your mortgage questions - I'm here to help!     NMLS # 453...
10/02/2026

Hope your October is off to a great start! Call or DM me with your mortgage questions - I'm here to help!



NMLS # 453374

Don't let mortgage headlines distract you. Today's market could mean less competition and financing options that can hel...
09/25/2026

Don't let mortgage headlines distract you. Today's market could mean less competition and financing options that can help make payments more affordable. Let's talk!



NMLS # 453374

A new season brings new possibilities. If a new address is calling your name, let’s make a plan to get you there.      N...
09/22/2026

A new season brings new possibilities. If a new address is calling your name, let’s make a plan to get you there.

NMLS # 453374

5.0 star review received on Experience.com for Ann Arnesen by Benjamin B - Ann and her team went the extra mile to make ...
09/22/2026

5.0 star review received on Experience.com for Ann Arnesen by Benjamin B - Ann and her team went the extra mile to make sure that everything was done correctly. She also wanted to make sure that I understood the whole process. I greatly appreciate that she was available if I had questions. I was often surprised when she responded after hours and weekends. Thank you for making this such a great experience and an easy process.

Click to see all 579 reviews of Ann Arnesen, Ann Arnesen | NMLS # 453374

Your mortgage payment might be fixed, but your housing costs aren't.Property taxes, insurance, maintenance, HOA dues, th...
09/18/2026

Your mortgage payment might be fixed, but your housing costs aren't.
Property taxes, insurance, maintenance, HOA dues, they all creep up over time, and if your budget doesn't have room to move, that's when “house poor” happens.
Before you buy, give your numbers an honest stress test. SO, we broke down exactly how in our latest article!
https://myoc.io/teamarnesen/d86yr



NMLS # 453374

Address

600 Lynnhaven Pkwy, Ste 100
Virginia Beach, VA
23452

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