Homes by Fernando - EXP Realty, LLC - Real Estate Broker

05/31/2026

¡Revisa esta información! Nos alegramos de que esté aquí. Nos enorgullece brindarle el mejor servicio posible, así como las últimas herramientas de vanguardia, para que todas sus transacciones inmobiliarias sean lo más fluidas posible.

After a year or more of rates coming down, things have changed. And lately, mortgage rates have been climbing again.

And if that's made you wonder whether you should delay your move until they drop, you're not the only one.

The honest truth is that rates probably won't come down much until inflation cools off and some of the global uncertainty settles. And no one knows exactly when that'll be.

But what most headlines won't tell you is that rates aren't the only thing that affects affordability. Sure, they’re a big factor, but not all of the affordability news is bad.

Wages, home prices, and inventory are all trending in a direction that could still help make...



Call or text me 773.613.9900

05/31/2026

Check this out! We are glad you are here. We take pride in providing you with the best possible service, as well as the latest cutting-edge tools, to make all your real estate transactions as smooth as possible.

A lot of people have been waiting for rates to drop or prices to come down before making a move. But the reality is, sometimes life changes before the market does.
A growing family.
An empty nest.
A new job.
Retirement.
Needing to be closer to loved ones.

Those are the real reasons 1 in 5 buyers last year said they felt like they had to move, no matter the market. Because life doesn't wait for the timing to be perfect.

And if that’s where you are right now, you can still move. You may even have more options than you think. You just need someone who can help you find them.



Call me 773.613.9900

05/30/2026

¡Revisa esta información! Nos alegramos de que esté aquí. Nos enorgullece brindarle el mejor servicio posible, así como las últimas herramientas de vanguardia, para que todas sus transacciones inmobiliarias sean lo más fluidas posible.

Tempted to price your house high just to see what happens? You should know, overpriced homes generally don’t sell right away, they sit. And that delay will cost you.

The longer a house is on the market without any offers, typically the lower the eventual sale price.

So, how do you know that right number to list at? You lean on a pro.

The best list price depends on your neighborhood, and what buyers are actually paying right now. That’s where I can help.

DM me and let’s talk about a realistic strategy that’ll get your house sold for as much as possible (and as quickly as possible). Because overpricing may actually leave money on the table.



Call or text me 773.613.9900

05/30/2026

Check this out! We are glad you are here. We take pride in providing you with the best possible service, as well as the latest cutting-edge tools, to make all your real estate transactions as smooth as possible.

You’ve probably heard of the Veterans Affairs (VA) home loan. But do you know what it offers?

In a recent survey, 68% of Veterans didn’t know they may be able to buy a home with zero money down. 77% didn’t know PMI isn’t always required.

Many also have no idea they may be able to count their Basic Allowance for Housing (BAH) and Basic Allowance for Subsistence (BAS) as income.

Any of those VA loan benefits could make homeownership more achievable than you realize.

If you’ve served (or know someone who has), get in touch with a trusted lender for more information on VA home loan options and what you may qualify for.



Call me 773.613.9900

05/29/2026

¡Revisa esta información! Nos alegramos de que esté aquí. Nos enorgullece brindarle el mejor servicio posible, así como las últimas herramientas de vanguardia, para que todas sus transacciones inmobiliarias sean lo más fluidas posible.

A lot of people have been waiting for rates to drop or prices to come down before making a move. But the reality is, sometimes life changes before the market does.
A growing family.
An empty nest.
A new job.
Retirement.
Needing to be closer to loved ones.

Those are the real reasons 1 in 5 buyers last year said they felt like they had to move, no matter the market. Because life doesn't wait for the timing to be perfect.

And if that’s where you are right now, you can still move. You may even have more options than you think. You just need someone who can help you find them.



Call or text me 773.613.9900

05/29/2026

Check this out! We are glad you are here. We take pride in providing you with the best possible service, as well as the latest cutting-edge tools, to make all your real estate transactions as smooth as possible.

The Real Reason Some People Are Still Moving Right Now

Life changes. Priorities shift. Families grow. Kids move out. Careers evolve. And eventually, the house you’re in may stop fitting the life you’re living.

If that’s been weighing on you lately, let’s talk through what your options could realistically look like today, no matter where rates or prices are.

Life can’t always wait for perfect market conditions. Maybe you don’t have to either.



Call me 773.613.9900

You may be telling yourself you’re going to wait to move – maybe you’re hoping mortgage rates will come down, prices will fall, or the market will feel a little easier.

05/28/2026

🎶☀️The lineup is here!☀️🎶

We are excited to announce the bands for our 2026 Summer Concert Series! Join us this summer for great music, fun evenings, and community spirit at the Memorial Arbortheater.

05/28/2026

¡Revisa esta información! Nos alegramos de que esté aquí. Nos enorgullece brindarle el mejor servicio posible, así como las últimas herramientas de vanguardia, para que todas sus transacciones inmobiliarias sean lo más fluidas posible.

The Real Reason Some People Are Still Moving Right Now

Life changes. Priorities shift. Families grow. Kids move out. Careers evolve. And eventually, the house you’re in may stop fitting the life you’re living.

If that’s been weighing on you lately, let’s talk through what your options could realistically look like today, no matter where rates or prices are.

Life can’t always wait for perfect market conditions. Maybe you don’t have to either.



Call or text me 773.613.9900

Puede que se esté diciendo a usted mismo que va a esperar para mudarse; quizá usted está esperando que bajen las tasas hipotecarias, que bajen los precios o que el mercado se sienta un poco más tranquilo.

05/28/2026

We are glad you are here. We take pride in providing you with the best possible service, as well as the latest cutting-edge tools, to make all your real estate transactions as smooth as possible.

The Real Reason Some People Are Still Moving Right Now

Life changes. Priorities shift. Families grow. Kids move out. Careers evolve. And eventually, the house you’re in may stop fitting the life you’re living.

If that’s been weighing on you lately, let’s talk through what your options could realistically look like today, no matter where rates or prices are.

Life can’t always wait for perfect market conditions. Maybe you don’t have to either.

You may be telling yourself you’re going to wait to move – maybe you’re hoping mortgage rates will come down, prices will fall, or the market will feel a little easier.