Heather Miller Sells More Homes

11/13/2026

Foreclosures are up from last year. But that doesn’t mean the market is about to be flooded with homes for sale.

Even with the increase, completed foreclosures are still about 30% below pre-pandemic levels. And the supply of homes for sale is in a balanced range – not dangerously oversupplied. So this isn’t like it was back in 2008 when foreclosures overwhelmed the market.

And equity is one big reason why.

Nearly two in three homeowners have paid off their mortgage or have more than 50% equity. So, if they hit a rough patch, many can sell instead of facing foreclosure.

This isn’t 2008 all over again – no matter what the headlines may say.

Have other questions about what you’re seeing online? Let’s talk. Sometimes the headlines do more to terrify than clarify.



Heather Miller-CT, MA, RI
RE/MAX ONE
212 Route 32, Uncasville, CT
860-334-6919
“Building relationships of a lifetime, not just a transaction.”

11/13/2026

Are you decorating your home for fall? Here are a few stores to shop at.

Great websites to find the perfect fall decor for your home.

11/12/2026

Learn more about Philabundance and all the good this organization does.

This Philadelphia-based agency has been helping to feed families in need for over 30 years.

11/12/2026

Low Rates or Lots of Leverage? Buyers Rarely Get Both.

Higher mortgage rates come with a perk most buyers miss: negotiating power.

Back in 2022, after two years of rates near 3%, 95 of the top 100 metros favored sellers, according to Realtor.com. Bidding wars and offers over asking were everywhere.

Now rates are above 7%, and the picture has flipped. Today, 66 of those 100 metros lean toward buyers.

And sellers are making deals to prove it. Redfin reports nearly half of buyers now get a concession from the seller, like help with closing costs, money for repairs, or even paying to buy down the mortgage rate.

That’s the trade-off: buyers rarely get low rates and leverage at the same time. If rates dropped in a big way, more buyers would jump back in, and that leverage would likely shrink.

That doesn’t mean you have to move right now. The right time to buy is when the numbers work for you. But if you’re ready to move, today’s leverage could help make the math more doable than you think.

Just remember, every local market is different.

Want to see how much negotiating power you’d have in this area? Let’s look at homes where sellers may be open to a rate buydown or closing cost help.



Heather Miller-CT, MA, RI
RE/MAX ONE
212 Route 32, Uncasville, CT
860-334-6919
“Building relationships of a lifetime, not just a transaction.”

11/11/2026

If you’re a veteran, your VA home loan benefit is powerful on its own. But paired with today's housing market? It could open even more doors.

Many eligible veterans and service members can buy a home with no down payment required and no monthly mortgage insurance. And that alone could make a big difference in how much money you need to buy.

But there's another opportunity right now worth knowing about.

With more homes for sale and less competition from other buyers, you may have more room to negotiate. And that could mean asking a seller to help cover closing costs, make repairs, or work with you on the price.

Think about what that combination could mean. Less money needed upfront, potentially better terms, and more of your savings left for everything that comes after you get the keys.

Talk to a loan officer about what you may qualify for and what's possible for your next move.



Heather Miller-CT, MA, RI
RE/MAX ONE
212 Route 32, Uncasville, CT
860-334-6919
“Building relationships of a lifetime, not just a transaction.”

11/11/2026

Buying a home long-distance can be nervewracking, but these tips can help.

Whether you’re relocating for work, moving for retirement, or just trying life in a new city, find out how to make buying long distance easier.

11/10/2026

More Housing Markets Are Tipping Toward Buyers

Bidding wars. Offers over asking. For years, sellers had the upper hand in most major markets. Now, two-thirds of the top 100 metros favor buyers – up from almost none in 2021. The balance of power in the housing market is shifting. And where you live can completely change your strategy. Because it’s not happening everywhere. Want to know where your local market stands? Let’s chat.



Heather Miller-CT, MA, RI
RE/MAX ONE
212 Route 32, Uncasville, CT
860-334-6919
“Building relationships of a lifetime, not just a transaction.”

11/10/2026

These jar salads make for one quick and delicious lunch!

This trio of salad jars packs layers of flavor for a perfect summer lunch you can take on-the-go.

11/09/2026

Tips to help moving in seamless!

Learn how to save money in your new home—starting the day you move in!

11/09/2026

If you’re seeing headlines about the “silver tsunami” in housing, you should know it’ll be more of a slow tide than a sudden flood.

About 13.9 million homes owned by older Americans are expected to change hands by 2036 – that’s true. But that works out to roughly 1.3 to 1.5 million a year, spread over the next decade.

And since the country hasn’t built enough homes to keep up with demand in the years following the housing crash, those sales will help close a gap that’s already there. Not overwhelm the market.

So don't let a dramatic national headline scare you - especially if you’re thinking of selling.

What matters far more is what's happening in your local market. How many houses are for sale nearby? What are buyers looking for? And what are similar houses actually selling for?

Those are the numbers that should shape your selling strategy.

Curious what the market looks like in your neighborhood? Let's take a look.



Heather Miller-CT, MA, RI
RE/MAX ONE
212 Route 32, Uncasville, CT
860-334-6919
“Building relationships of a lifetime, not just a transaction.”