Elissagaray Tracy Community

Elissagaray Tracy Community Representing the Elissagaray Ranch/Hidden Lake community; including hyper-local real estate info. From events to collaboration, a place to share info.

Created by David D'Onofrio, a local Senior Loan Officer at CCM, with Danielle Ramos, Loan Officer at CCM, this page is for members of the Elissagaray Tracy Community to share information, engage in conversation, and receive real estate market updates. CrossCountry Mortgage, LLC does business in the State of New York as CrossCountry Financing. Licensed Mortgage Banker – NYS Department of F

inancial Services. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans are subject to underwriting approval. Certain restrictions apply. Call for details. Certificate of Eligibility required for VA loans. NMLS3029 (nmlsconsumeraccess.org). Georgia Residential Mortgage Licensee. Illinois Residential Mortgage Licensee. Mississippi Licensed Mortgage Company. Licensed by the New Hampshire Banking Department. Licensed by the Virginia State Corporation Commission. Main Office Licensed as a Mortgage Banker with the Arizona Dept. of Financial Institutions No. 0919020 Licensed by the Dept. of Financial Protection and Innovation under the California Residential Mortgage Lending Act. CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT BEFORE THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV Equal Housing Opportunity. © Licensed in AR, AZ, CA, CO, FL, GA, HI, ID, IL, IN, LA, MI, MN, MO, MS, MT, NE, NC, NH, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, VA

Be steady where you stand.
08/31/2026

Be steady where you stand.

Feel like falling?
08/29/2026

Feel like falling?

Homeowners are building equity while staying in their homes longer. If you're not staying in touch, you could be missing...
08/28/2026

Homeowners are building equity while staying in their homes longer. If you're not staying in touch, you could be missing opportunities to help clients make the most of it.

Your home may be one of the most valuable assets you've built over the years. For eligible homeowners, a reverse mortgag...
08/27/2026

Your home may be one of the most valuable assets you've built over the years. For eligible homeowners, a reverse mortgage can be one way to leverage home equity while continuing to live in the home you love. Explore whether it could support your retirement goals: http://spr.ly/6184BECl6C

Pending home sales dipped 2.3% in July, but housing trends can look very different from one market to the next. While na...
08/26/2026

Pending home sales dipped 2.3% in July, but housing trends can look very different from one market to the next. While national activity slowed, opportunities continue to emerge in many local areas. Let's connect and help buyers move ahead.

“Homeowner” is great, but “real estate investor” has a nice ring to it, too. If you’re interested in leveling up to land...
08/25/2026

“Homeowner” is great, but “real estate investor” has a nice ring to it, too. If you’re interested in leveling up to landlord, we’re here with everything you need to know and plenty of loan options to help you get there.

Start here: http://spr.ly/6183BEyw1J

08/24/2026

Quitting isn’t in the playbook.

08/22/2026

Sometimes toys take over and play gets lost in the noise. Clear a little space, and imagination grows bigger!

The traditional image of the homebuyer is changing. With a record-low share of buyers raising children at home, lifestyl...
08/21/2026

The traditional image of the homebuyer is changing. With a record-low share of buyers raising children at home, lifestyle, career goals and life stage are playing an even bigger role in homebuying decisions.

An adjustable-rate mortgage (ARM) starts with a fixed interest rate for a set period before the rate can adjust accordin...
08/20/2026

An adjustable-rate mortgage (ARM) starts with a fixed interest rate for a set period before the rate can adjust according to loan terms. For some borrowers, ARMs may make sense when planning a shorter time horizon or looking for lower initial payments. Explore the details: http://spr.ly/6186BECBOy

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Eastlake Circle
Tracy, CA
95304

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