Gary E. Hinck PA

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Gary E. Hinck PA Consumer Bankruptcy. We’ve helped thousands of Clients get a fresh start. We are a Debt Relief Gary E. Hinck P.A.

provides bankruptcy legal services to the Topeka and Wichita, KS area.

Life is hard. Be kind.
02/15/2026

Life is hard. Be kind.

I’ve been seeing signs of this for some time now and with many car loan interest rates above 20% it will not end well.
09/08/2025

I’ve been seeing signs of this for some time now and with many car loan interest rates above 20% it will not end well.

The car market bubble is bursting:

Subprime auto loan delinquency rates have now surpassed 5% for the first time in history.

The 60-day delinquency rate for subprime auto loans has more than DOUBLED over the last 3 years.

Delinquency rates are now ~1.5 percentage points above the 2008 Financial Crisis peak.

At the same time, prime auto loan delinquencies rose to their highest in 15 years.

Meanwhile, the total value of auto loans in the US jumped $13 billion, to a record $1.66 trillion in Q2 2025.

An auto debt crisis is brewing.

08/23/2024
08/21/2022

So powerful.

Address

512 SW 6th Avenue, Suite 100
Topeka, KS
66603

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 12pm

Telephone

+17852677090

Website

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