05/21/2026
Mortgage rates don't move randomly - a few key things drive them, aside from current economic conditions and decisions at the federal level. π
β©οΈ Your credit score.
Even a small difference can mean thousands over the life of a loan.
β©οΈ Your down payment.
More down = less risk for the lender = better rate for you.
β©οΈ Loan type and term.
A 15-year and a 30-year look very different. So will a conventional loan vs. FHA or VA.
What's a mortgage question you've always wanted answered? β¬οΈ
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Colleen McGurk, REALTOR
The Danberry Co. | Toledo, OH
colleenmcgurk.danberry.com
419.344.1653