12/21/2025
On today’s issue of “Sunday law,” we explore the world of Wills.
So, recently, I saw that my local bank was offering “free Wills” to its customers. Curious, I looked at the terms and conditions. Well, you might as well do it yourself, which is a bad idea. No one actually represents you and the costs are subject to your needs. Lots of disclaimers. Free. Ha ha. (I wonder whom will show up to court if there is a Will contest, which is a very expensive and avoidable lawsuit where family members fight over an estate?).
What the heck is the purpose of a Will? Well, either you have it or your family might suffer needlessly after you are gone. Without one, the estate might need a bond (a costly insurance policy), the costs to probate are higher, and your estate is subject to the laws as set by your friends in the government.
I have had to have the conversation many times about bonds, and that a surviving spouse doesn’t necessarily take all. That is really a shocker to a grieving spouse.
Do yourself a favor this holiday season: give us a call. Do not delay. Protect your family. Plan to avoid probate and for Medicaid qualification. Talk to us about advanced directives to avoid more costly issues, like guardianship.
Protect.your.family. Hard stop.
Merry Christmas and Happy Hanukkah!
