Make sure to read this if you're currently facing foreclosure or about to be behind on your home loan payments. Putting up a proper defense to stop the foreclosure process could be what determines whether or not you get to stay in your home. There is different options for each situation whether they be doing a loan modification, putting together some type of reinstatement plan, or looking into a f
orbearance agreement. We'll be happy to go through which options are right for you. We've found that the following options, are usually the most common available:
1. We will help you negotiate to reinstate your mortgage with the lender if you're behind on payments.
2. You can file for bankruptcy. We'll help you better understand if this is the proper path for you, but we cannot assist you with defending to stop the foreclosure process if this is the choice.
3. Selling the property might be an option, although that's the last case scenario.
4. One that we really don't believe is an option is turning the property over to the loan company and get penalized with fees and even more negative equity.
5. We can use the techniques that have been proven to work against the mortgage company, which happens to be the best reason to call. We will not charge you one cent for this consultation and will even advise you on your best options even if you don't hire us.
