Fred Lise-Realtor

02/22/2026

Real reviews, real results!

01/16/2026

My take on what’s happening with housing and mortgage rates:

A lot of people are watching the Federal Reserve right now and waiting on rate cuts. That makes sense, but it’s not the only lever that affects housing.

One thing being discussed in housing and finance circles is whether the government could lean more on housing policy, not just monetary policy, to influence mortgage rates. Specifically, there’s been public discussion tied to Donald Trump about the role of Fannie Mae and Freddie Mac and whether they could become more active buyers of mortgage-backed securities using capital they already have on their balance sheets.

To be clear:
This is not an ANNOUNCED policy.
NOTHING has been implemented.
No one knows IF or WHEN anything like this would happen.

👉What is factual is why Fannie and Freddie exist in the first place.
👉They were created to keep housing liquid and functioning.
👉They were used after the Great Depression.
👉They were placed into conservatorship during the 2008 housing crisis.
👉They continue to act as stabilizers when the housing market is under stress.

So the broader idea being discussed isn’t new or extreme. It’s about using existing housing infrastructure rather than waiting solely on the Fed.

Why this matters:

If government-backed entities increase demand for mortgage-backed securities, mortgage rates could come down faster than expected.
👏Refinancing activity could increase.
👏Buyer activity could improve.
👏Builders could regain confidence.

That doesn’t automatically mean home prices fall.

Historically, when demand is stimulated without a meaningful increase in supply, prices tend to hold or rise over time rather than crash.

That’s not political.
It’s how housing markets have behaved.

Another part people often overlook:
Housing isn’t just about buyers and sellers.

It supports banks, pension funds, insurance companies, local tax bases, and broader economic stability.

Because of that, governments across administrations and parties have STEPPED IN when housing was at risk of failing.

Not to favor one group over another, but to prevent SYSTEMIC FAILURE.

What this means for everyday people:

✅If rates ease, investors usually move first.
✅Move-up buyers tend to follow.
✅Institutions adjust quietly.
✅By the time the average person feels comfortable again, conditions have often already shifted.

That doesn’t mean everyone should rush to buy.
It does mean waiting for perfect conditions often means missing the window entirely. (yeah, missing the opportunity entirely)

Bottom line:
This isn’t about liking or disliking any politician.
It’s about understanding incentives.

Right now, the incentive across the system is stability, not failure.

Whether change comes through the Fed, housing policy, or a mix of both, the goal is the same:
Keep housing moving, not breaking. Don’t make the mistake of waiting for perfect conditions and miss your window 🏡

01/12/2026

🚨 Big Market News! 🚨

📉 Mortgage rates have officially dropped below 6% — for the first time since September 2022!

This is a huge window of opportunity for anyone thinking about:
🏡 Buying a home
💰 Selling and upgrading or downsizing
🔄 Refinancing to lower a monthly payment

⚠️ But here’s the catch: rates like this never stay low for long. When they dip, demand rises fast — and buyers, sellers, and homeowners who move early are the ones who benefit most.

If you’ve been waiting on the sidelines, this is your sign. Let’s run the numbers, talk strategy, and position you to win in today’s market!

Fred Lise- La Rosa Realty
813-970-7715

01/08/2026

🎉 Tampa Weekend Guide: Things to Do This Weekend! 🌴
Looking for fun plans in Tampa this weekend? From live music and comedy to food festivals, family fun, and outdoor vibes — Tampa Bay is PACKED with great events! 👇

🎶 Live Music & Shows
🎸 Classic Seger – Bob Seger’s Greatest Hits
👉 https://seatgeek.com/cities/tampa/this-weekend

😂 Comedy Night
🎤 Mark Viera Live at Funny Bone Tampa
👉 https://www.axs.com/events/1265489/mark-viera-tickets

🐶 Family Fun
🐾 Mutts Gone Nuts! (Dog stunt show – ALL ages!)
👉 https://seatgeek.com/cities/tampa/this-weekend

🏀 Harlem Globetrotters – 100 Year Tour
👉 https://seatgeek.com/cities/tampa/this-weekend

🦪 Food & Festivals
🍽️ 2026 Tampa Oyster Fest
👉 https://www.eventbrite.com/e/2026-tampa-oyster-fest-tickets-1734891439999

🚶‍♂️ Outdoor & Community
📚 Book It Around Tampa Bay – Armature Works
👉 https://www.eventbrite.com/e/book-it-around-tampa-bay-january-2026-tickets-1975062890272

🧘 Yoga on the Tampa Riverwalk
👉 https://thetampariverwalk.com/events/event-calendar.html

🐠 Anytime Fun
🌊 Florida Aquarium Experiences
👉 https://www.flaquarium.org/

✨ Whether you’re planning a date night, family outing, or weekend adventure — Tampa has something for everyone!

📅 More events here:
👉 https://www.visittampabay.com/tampa-events/

👇 Drop a comment and tell me what you’re checking out this weekend!

Discover events in Tampa this weekend, and buy tickets at the best price on SeatGeek. Find the top things to do in your city this weekend, and explore more shows near you. All tickets protected by Buyer Guarantee.

01/06/2026

Dreaming of owning your first home? Start by nailing down your budget and exploring neighborhoods that fit your vibe! 💸🏡 Every great journey starts with a single step—make yours a smart one. Need tips? Reach out today!


Browse new real estate properties and homes for sale in Fredrick Lise’s websites! View the latest available house listings!

Browse new real estate properties and homes for sale in Fredrick Lise’s websites! View the latest available house listings!

01/04/2026

Is it time for a fresh start? 🏡📈 The current market is full of possibilities, and I'm here to help you navigate every step. Want to know what's trending? Let's connect and get your questions answered! [email protected] | 8139707715

01/02/2026

🎆 Ready to make 2026 the year you own your dream home?

Drop your homeownership goals in the comments! Are you upgrading, downsizing, or buying for the first time? I’m here to help make it happen—step by step, together. 🏡

Let’s toast to new beginnings and new keys!

01/02/2026

🎉 Tampa is the place to be this weekend! Jan. 2–4 is packed with excitement:

🎪 Step right up to the circus and be amazed by jaw-dropping performances! Tickets & info: https://www.ringling.com/tampa-circus

🎶 Catch incredible live music at Tampa Riverwalk—perfect for a night out! Details: https://thetampariverwalk.com/events

🛍️ Stroll through the Ybor City Market for fresh finds and good vibes. Plan your visit: https://yborcityonline.com/market

👨‍👩‍👧 Family fun at ZooTampa with special weekend activities! Check it out: https://zootampa.org/events

Don’t miss the best of Tampa—tag a friend and make plans!

ZooTampa Events - enjoy Halloween spooks, Christmas cheer, wild fundraisers, kids parties, educational series, and much more!

12/01/2025

Check out my newest listing!

This privacy policy also describes the choices available to you regarding our use of your personal information and how you can access, update and delete this information.

11/11/2025

Do you know someone looking for a great property in RIVERVIEW? Please pass this along!
Fred Lise - Realtor®
Dalton Wade Real Estate Group
813-970-7715

Welcome to your Elegant Sanctuary in the heart of Riverview, Florida. Experience elevated living in this exquisite William Ryan-built residence showcasing the sought-after Canaveral floor plan in the exclusive, gated enclave of Providence Ranch a boutique community of just 21 distinguished homes. Fr...

11/04/2025

107 SAN BRISO Way
Fred Lise - Realtor®
Dalton Wade Real Estate Group
813-970-7715

Priced to sell!!! This is a well maintained 3 bedroom and 2 1/2 bath home with open floor plan and a conservation /privacy view at the back. Screened in patio. Granite counter top. Close to I-95, Costco . NO CDD!!!