Florida Elder Law & Legacy Planning

08/28/2026

Understanding an Income Trust can make the difference between qualifying for Medicaid ✅ and being denied ❌

If your income exceeds Florida's Medicaid income cap, a Qualified Income Trust (also called a Miller Trust) allows the excess to be redirected each month, so you can still qualify for the care you need.

It's a routine legal tool, not a workaround. Contact us today to see how it can factor into your plan 📞 (813) 651-1233

08/27/2026

Reviews like this one remind us why we do this work 💙

Elder law and estate planning can feel overwhelming, especially when you're navigating it for the first time. Our goal is always to make the process clear, manageable, and personal, so families feel supported every step of the way.

Thank you, Larry, for trusting us with something so important!

If you or someone you know is navigating a care crisis, or thinking about creating an estate plan, schedule a consultation at 🗓️ https://flelderlawlegacy.com/contact-our-elder-law-attorney/

08/26/2026

Exempt Assets are resources that are protected from certain financial evaluations—like Medicaid eligibility or creditor claims—even though they still count as part of your overall estate.

Many people assume all their assets are treated equally when it comes to Medicaid planning or long term care costs. In reality, Florida law protects certain property from being counted, which can make a significant difference in what a family keeps versus what must be spent down.

Exempt Assets commonly include:
✅ A primary residence, up to certain equity limits
✅ One vehicle, regardless of value
✅ Prepaid funeral and burial arrangements
✅ Certain retirement accounts, depending on payout status
✅ Personal belongings and household goods

Knowing what qualifies as exempt—and what doesn't—is one of the most important parts of protecting a family's assets while planning for long term care.

Visit our website to learn more about exempt assets and other elder law terms you should know 🌐 https://flelderlawlegacy.com/elder-law-attorney/

08/25/2026

Watching a child celebrate a win—whether it's a strike at the bowling alley or a hit on the ball field—is one of life's simplest joys 💛

For families of children with special needs, that joy often comes with a bigger question looming in the background: what happens when they turn 18?

Turning 18 changes a child's legal status, even if their needs haven't changed at all. Parents no longer have automatic authority to make medical, financial, or educational decisions on their behalf. In Florida, Guardian Advocacy allows parents (or another trusted individual) to retain that decision-making authority into adulthood, so a young adult with a disability continues to have the support and protection they need.

A few things to know about Guardian Advocacy in Florida:
🔹 It can be established upon the child reaching 18 years old
🔹 The court determines the scope of the authority based on the child’s abilities
🔹 It can be paired with a Special Needs Trust to protect eligibility for benefits like SSI and Medicaid

Planning ahead ensures your child continues to have the support, without interruption. Visit our website to learn more about protecting your loved ones with Guardian Advocacy 🔗 https://flelderlawlegacy.com/special-needs-trust-attorney/

08/24/2026

Knowledge is protection 🛡️

The families who navigate estate planning, Medicaid, or a sudden health crisis with the least stress are usually the ones who understood their options before they needed them.

That's why we share what we do. The more you understand your choices now, the more control you have later—for yourself, and for the people counting on you.

📞 (813) 651-1233
📧 [email protected]
🌐 https://flelderlawlegacy.com/contact/

08/21/2026

August 21st is National Senior Citizen Day—a day to recognize the wisdom, resilience, and life experience that our elders carry with them.

It's easy to think of aging as something to plan around instead of something to celebrate. But the seniors in our lives have raised families, built careers, weathered hard seasons, and learned things no textbook could teach. That's worth honoring, not just managing.

Every senior has a story: a lesson they passed down, a piece of advice that stuck, a moment that shaped who you are today.

👇 Tell us about a senior who's made an impact on your life. Tag them in the comments, or share the lesson they taught that you still carry with you!

08/20/2026

70% of people turning 65 will need some kind of long term care in their lifetime, according to the Administration for Community Living (ACL).

That's not a scare tactic—it's simply the reality most families will eventually face. And it's exactly why Life Care Planning exists.

Life Care Planning isn't just about legal documents sitting in a drawer. It's a proactive, coordinated approach that brings together legal, financial, and care planning, so that if and when care is needed, your family already has a team and a plan in place, rather than scrambling to figure things out during a crisis.

Planning ahead means your family gets to focus on being there for you, not on figuring out what to do next. Visit our website to learn more about Life Care Planning 🔗 https://flelderlawlegacy.com/life-care-planning-attorney/

08/19/2026

Applying for Medicaid doesn't have to mean losing everything you've worked for 🧡

In Florida, long term care can cost $70,000 to over $100,000 a year—whether it's in-home care, assisted living, or a nursing facility. Many families assume the only options are to pay out of pocket until the money runs out, or wait until a crisis forces their hand. Neither has to be true.

With the right legal strategies in place, it's possible to:
🔶 Protect your assets while still qualifying for Medicaid
🔶 Use tools like an irrevocable Qualified Income Trust to meet income requirements
🔶 Plan proactively, before care is urgently needed
🔶 Respond quickly and strategically if a crisis hits without warning

Whether you're planning ahead or facing a sudden need for care, we can help you understand your options and protect what matters most. Learn more 🌐 https://flelderlawlegacy.com/long-term-care-planning/

A lawyer for long term care planning can help protect your assets from the cost of long term care, should you need it in the future.

08/18/2026

The school year is officially underway 🏫🍎

This time becomes a natural checkpoint to take stock of what you’ve accomplished over the summer and what you’ve still been putting off.

It’s a time to pause and think: when did you last update your estate plan? Have your kids been appointed a guardian in your will? Do you have new assets that need to be protected?

Back-to-school season is as good a reminder as any to make sure your plan still reflects your life.

For a new school year and a new chapter, make sure your plan is keeping up 🔗 https://flelderlawlegacy.com/

08/17/2026

We've all walked away from a conversation assuming the other person understood exactly what we meant—only to find out later they didn't.

That gap between what's said and what's actually heard shows up everywhere, but it's especially costly in estate planning conversations. A parent might mention "I've got everything taken care of" without ever specifying what that means, or adult children might assume they know their parents' wishes because it's "just always been understood."

Don't leave your legacy to assumption. Start the conversation today:
📞 (813) 651-1233
📧 [email protected]
🌐 https://flelderlawlegacy.com/contact

Florida Elder Law & Legacy Planning is a Tampa Bay area law firm helping families with estate planning, elder law & special needs planning.