02/25/2026
You might have full coverage, but that doesn’t mean the other driver does.
Uninsured/Underinsured Motorist (UIM) coverage kicks in when:
▪️The at-fault driver has no insurance
▪️Their coverage isn’t enough to cover your injuries
▪️You’re hurt in a hit-and-run
It’s one of the most important parts of your policy and often one of the most overlooked.
If you’ve been in a crash and aren’t sure how UIM coverage fits in, or if you want to know whether you're protected before something happens, I’m happy to talk it through.
Reach out anytime by email to: [email protected] or by text to: (813) 758-2007.