Pierre Grand

09/02/2026

🏡 Could Florida’s Proposed Property-Tax Changes Save You Money?

Florida homeowners, homebuyers, and real estate investors — there are some important proposed property-tax changes you should know about.

If Amendment 3 is approved by Florida voters on November 3, 2026, here are some of the potential changes:

🏠 Larger Homestead Exemption
For qualifying homeowners who established and maintained Florida permanent residence/homestead on or before December 31, 2026, the exemption for certain non-school property taxes could increase to as much as:
➡️ $150,000 beginning in 2027
➡️ $250,000 beginning in 2028

📉 Potential Relief for Certain Non-Homestead Properties
For certain non-homestead residential and commercial properties, the maximum annual increase in assessed value could potentially be reduced from 10% to 5% beginning January 1, 2027.

💰 What Could This Mean for You?
Potentially lower non-school property taxes for many qualifying homestead owners and slower assessment increases on certain non-homestead properties.

⚠️ IMPORTANT: These changes are PROPOSED and are NOT yet law. Actual savings would vary based on assessed value, exemptions, tax rates, and local taxing jurisdiction.

Whether you're buying your first home, refinancing, already a homeowner, or investing in Florida real estate, property taxes can have a major impact on your monthly housing costs.

📲 Have questions about how property taxes could affect your mortgage payment or buying power? Send me a message — I’ll help you run the numbers.

Pierre Grand | Multilingual Mortgage Specialist
📞 813-834-1472
📧 [email protected]

🇺🇸 English | 🇪🇸 Español | 🇫🇷 Français | 🇩🇪 Deutsch | 🇸🇦 العربية

Clear numbers. Clear answers.
I work for YOU — not the banks! 🏡🔑

09/01/2026

🏡 Florida Property Taxes Could Be Changing — Here’s What Homeowners & Investors Should Know!

Florida voters will have an important decision to make on November 3, 2026. If Amendment 3 is approved, proposed changes could potentially provide property-tax relief for qualifying Florida property owners.

Here are some of the highlights:

🏠 Larger Homestead Exemption — For qualifying homeowners, the exemption for certain non-school property taxes could increase to as much as $150,000 in 2027 and $250,000 in 2028.

📉 Non-Homestead Properties — For certain residential and commercial properties, the maximum annual increase in assessed value could be reduced from 10% to 5% beginning in 2027.

💰 Potential Savings — Actual savings would depend on your property’s assessed value, exemptions, local tax rates, and taxing jurisdiction.

⚠️ IMPORTANT: These changes are PROPOSED and are NOT yet law. Amendment 3 must first be approved by Florida voters.

Whether you’re buying your first home, already a homeowner, or investing in Florida real estate, understanding property taxes is an important part of understanding the true cost of owning property.

📲 Have questions about buying, refinancing, investing, or how property taxes affect your mortgage payment? Send me a message — I’m always happy to help you run the numbers.

Pierre Grand | Multilingual Mortgage Specialist
📞 813-834-1472
📧 [email protected]

🇺🇸 English | 🇪🇸 Español | 🇫🇷 Français | 🇩🇪 Deutsch | 🇸🇦 العربية

Clear numbers. Clear answers.
I work for YOU — not the banks! 🏡🔑

FloridaMortgage MortgageBroker FloridaHomeBuyer RealEstateInvesting Homeownership

08/31/2026

🏡 ¿Y SI PUDIERAS COMPRAR TU PRÓXIMA CASA CON CERO DE PAGO INICIAL?

Para muchos compradores, el mayor obstáculo no es poder pagar la mensualidad, sino conseguir el dinero necesario para el pago inicial y los gastos de cierre.

Con nuestro programa FHA ZERO Down, los compradores que califiquen pueden combinar un préstamo FHA con 3.5% o 5% de asistencia para el pago inicial (DPA), ¡haciendo posible comprar una casa con CERO de pago inicial! 🔑

✅ Puntaje de crédito mínimo de 640
✅ 2 años de historial laboral requeridos
✅ 3.5% o 5% de asistencia para el pago inicial
✅ Disponible para primeros compradores y compradores recurrentes
✅ Propiedades de 1 a 4 unidades
✅ La asistencia también podría ayudar a cubrir parte de los gastos de cierre
✅ CERO de pago inicial para compradores que califiquen

No necesariamente tienes que pasar años ahorrando para el pago inicial. ¡Puede que estés mucho más cerca de comprar tu propia casa de lo que imaginas!

📲 ¿Quieres saber si calificas? Hablemos y revisemos tus números.

Pierre Grand | Asesor Hipotecario Multilingüe
📞 813-834-1472
🏦 BlueGrey Mortgage | NMLS 2620360

Números claros. Respuestas claras.
¡Trabajo para TI, no para los bancos! 🏡🔑

08/31/2026

📸 When you find someone who is great at what they do, you support them!

I want to give a shoutout to my friend Simo Ahmadi, an incredibly talented Corporate Event Photographer & Videographer.

Simo recently did photography for me, and the results were amazing. Professional, creative, great attention to detail, and someone I would confidently recommend to my own friends and business partners.

With 13+ years of experience, Simo works with business owners, event planners, marketing teams, and organizations to capture corporate events and create professional visual content.

📸 Corporate Event Photography
🎥 Professional Videography
⚡ Highlight galleries available in 24–48 hours
📍 DC | Florida | Nationwide

If you have an upcoming event or need professional photography or video for your business, check out Simo’s work and tell him Pierre sent you!

Photography by Simo
📲 Instagram:

08/29/2026

08/28/2026

WHAT IF YOUR NEXT HOME REQUIRED ZERO DOWN?

For many buyers, the biggest challenge isn't qualifying for the monthly payment — it's coming up with the down payment and upfront costs.

With our Zero Down FHA program, qualified buyers may be able to combine an FHA loan with 3.5% or 5% Down Payment Assistance (DPA) to make homeownership possible with ZERO down payment! 🔑

✅ Minimum 640 Credit Score
✅ 2 Years of Employment History Required
✅ 3.5% or 5% Down Payment Assistance
✅ First-Time AND Repeat Homebuyers
✅ 1–4 Unit Properties
✅ Assistance may potentially help with some closing costs
✅ ZERO Down for qualified buyers

You don't necessarily need years to save for a down payment. You may be closer to owning a home than you think!

📲 Want to know if you qualify? Let's run the numbers.

Pierre Grand | Multilingual Mortgage Advisor
📞 813-834-1472
🏦 BlueGrey Mortgage | NMLS 2620360

Clear numbers. Clear answers.
I work for YOU — not the banks! 🏡🔑

08/28/2026

🏡 WHAT IF YOUR NEXT HOME REQUIRED ZERO DOWN?

For many buyers, the biggest challenge isn't qualifying for the monthly payment — it's coming up with the down payment and upfront costs.

With our Zero Down FHA program, qualified buyers may be able to combine an FHA loan with 3.5% or 5% Down Payment Assistance (DPA) to make homeownership possible with ZERO down payment! 🔑

✅ Minimum 640 Credit Score
✅ 2 Years of Employment History Required
✅ 3.5% or 5% Down Payment Assistance
✅ First-Time AND Repeat Homebuyers
✅ 1–4 Unit Properties
✅ Assistance may potentially help with some closing costs
✅ ZERO Down for qualified buyers

You don't necessarily need years to save for a down payment. You may be closer to owning a home than you think!

📲 Want to know if you qualify? Let's run the numbers.

Pierre Grand | Multilingual Mortgage Advisor
📞 813-834-1472
🏦 BlueGrey Mortgage | NMLS 2620360

Clear numbers. Clear answers.
I work for YOU — not the banks! 🏡🔑