08/05/2026
Before you sign a repair contract after storm damage, a few things matter more than getting started fast. Don't begin demolition before your local building department issues an official Substantial Damage determination — that document is what confirms whether the threshold applies and what your real path forward looks like. Document everything first: photos and video of all damage, before any cleanup begins. Get your structure's pre-damage value in writing, and confirm your city's exact threshold — 49% or 50% — before finalizing your repair estimate.Save this one for later, and send it to someone rebuilding after storm damage.Call us for a Permit Strategy Session if you're not sure where your property stands.