Northeast Texas Bankruptcy

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Northeast Texas Bankruptcy CALL 903-439-5150 FREE CONSULTATION WITH J. BRIAN ALLEN Many reasons can contribute to this. This does not mean you have to repay your unsecured debt.

CHAPTER 7 BANKRUPTCY
Chapter 7 bankruptcy is the program the federal government wants you to use if you cannot pay your bills despite your best efforts. Over 40% of bankruptcies are caused by medical bills, but credit cards, payday loans, and other unsecured debt can also be discharged in Chapter 7 bankruptcy. In a Chapter 7 bankruptcy you get to keep important assets while discharging most or all of your unsecured debts. In order to qualify for Chapter 7 bankruptcy you must qualify by passing a means test. CHAPTER 13 BANKRUPTCY
If you do not qualify for a Chapter 7 bankruptcy or if you have a short-term financial setback but are now able to pay your current expenses you should consider Chapter 13 bankruptcy. You are still able to discharge some or all of your unsecured debt, but you would have to pay whatever you can afford for 3-5 years to the court. You only pay what you can afford. If you can only afford $100 a month, that is all you will be required to pay.

Stopping foreclosure threats with strategic intervention
09/03/2026

Stopping foreclosure threats with strategic intervention

Reducing financial pressure with proven legal tools
08/27/2026

Reducing financial pressure with proven legal tools

Your trusted partner for bankruptcy relief solutions
08/20/2026

Your trusted partner for bankruptcy relief solutions

Turning complex financial struggles into practical solutions
08/13/2026

Turning complex financial struggles into practical solutions

When debt closes in, strong legal help opens doors
08/06/2026

When debt closes in, strong legal help opens doors

Trusted bankruptcy attorney for practical, proven outcomes
07/30/2026

Trusted bankruptcy attorney for practical, proven outcomes

Protecting your rights through every financial challenge
07/23/2026

Protecting your rights through every financial challenge

Real support for real people facing real debt
07/16/2026

Real support for real people facing real debt

Solutions that protect, restore, and rebuild your future
07/09/2026

Solutions that protect, restore, and rebuild your future

Removing stress by resolving overwhelming debt
07/02/2026

Removing stress by resolving overwhelming debt

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430 Church Street
Sulphur Springs, TX
75482

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+19034395150

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