Northeast Texas Bankruptcy

Northeast Texas Bankruptcy CALL 903-439-5150 FREE CONSULTATION WITH J. BRIAN ALLEN Many reasons can contribute to this. This does not mean you have to repay your unsecured debt.

CHAPTER 7 BANKRUPTCY
Chapter 7 bankruptcy is the program the federal government wants you to use if you cannot pay your bills despite your best efforts. Over 40% of bankruptcies are caused by medical bills, but credit cards, payday loans, and other unsecured debt can also be discharged in Chapter 7 bankruptcy. In a Chapter 7 bankruptcy you get to keep important assets while discharging most or all

of your unsecured debts. In order to qualify for Chapter 7 bankruptcy you must qualify by passing a means test. CHAPTER 13 BANKRUPTCY
If you do not qualify for a Chapter 7 bankruptcy or if you have a short-term financial setback but are now able to pay your current expenses you should consider Chapter 13 bankruptcy. You are still able to discharge some or all of your unsecured debt, but you would have to pay whatever you can afford for 3-5 years to the court. You only pay what you can afford. If you can only afford $100 a month, that is all you will be required to pay.

Solutions that protect, restore, and rebuild your future
07/09/2026

Solutions that protect, restore, and rebuild your future

Removing stress by resolving overwhelming debt
07/02/2026

Removing stress by resolving overwhelming debt

Smart debt strategies tailored to your unique situation
06/25/2026

Smart debt strategies tailored to your unique situation

Protecting your home from foreclosure with strong defense
06/18/2026

Protecting your home from foreclosure with strong defense

Helping families find hope in financial hardship
06/11/2026

Helping families find hope in financial hardship

Honest legal support through difficult financial moments
06/04/2026

Honest legal support through difficult financial moments

Helping clients find solid ground after financial setbacks
05/28/2026

Helping clients find solid ground after financial setbacks

Dedicated to protecting your assets and future
05/21/2026

Dedicated to protecting your assets and future

Guiding Texans through Chapter and Chapter
05/14/2026

Guiding Texans through Chapter and Chapter

Precision driven bankruptcy planning for better outcomes
05/07/2026

Precision driven bankruptcy planning for better outcomes

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Sulphur Springs, TX
75482

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