files Bankruptcy cases for individuals, families and corporations in NYC, Rockland County and the Hudson Valley. Most of our bankruptcy clients are middle class families who are professionals and own their own home. They may have suffered health issues or divorce or may have temporarily lost employment. We file Chapter 7 Bankruptcy cases for individuals and families who wish to eliminate their debt but keep their homes, cars, pensions, IRA’s, 401k’s and personal property. But for individuals and families who have more than average assets or income we file Chapter 13 bankruptcies. A Chapter 13 Bankruptcy provides 3-5 years of protection from your creditors while you “reorganize” your financial stability, eliminate HELOC’s or obtain Loan Modifications. We guide small to mid-size businesses that wish to continue operating but need to protect their incoming revenue, bank account or equipment and inventory from creditors through Chapter 11 bankruptcy. A chapter 11 will restructure your debt while protecting you from bank restraints, judgments and receiverships. Kolber specializes in defending individuals facing Foreclosure Lawsuits. We help negotiate Loan Modifications and negotiate the terms of your mortgage to lower your interest rate and extend your mortgage term. We also negotiate short sales and deeds in lieu in both the Bankruptcy Courts and New York State Courts. For further inquiry of what the Law Offices of Allen A. can do for you and your family or business please head to our website: www.kolberlegal.com
