Khan Law

09/17/2026

Thinking about Chapter 7? Here are a few things you probably want to know first 👇

✔️ Does your income qualify you for Chapter 7?

✔️ What debt actually goes away and what stays?

✔️ What property/assets can you keep?

✔️ What timing mistakes could delay your filing by months?

I put all of this + exactly what to bring to your first meeting into my FREE Chapter 7 Survival Guide.

Comment “GUIDE” and I’ll send it to you. 📲

09/14/2026

09/12/2026

if all of your cash is going toward paying off your credit cards… but then you have to use those same credit cards just to afford groceries, gas, bills, and everyday life… you’re not actually getting out of debt.

you’re just moving money around. 🔄

and when interest is piling up every month, you can make thousands of dollars in payments and STILL barely touch the actual balance.

this is the cycle i see people stuck in all the time.

sometimes the answer isn’t budgeting harder, cutting out every little thing you enjoy, or throwing another $1,000/month at debt that isn’t moving.

sometimes it’s looking at ALL of your options, including Chapter 7 bankruptcy.

if you’re in California and feel like you’re paying and paying but never actually getting ahead, schedule a free consultation 💕

09/10/2026

📲 comment GUIDE and i’ll send it directly to your DMs

09/09/2026

what most people don’t realize about debt consolidation 👇🏼

debt consolidation doesn’t necessarily get you out of debt. sometimes, it just moves the debt around.

⚠️ you may still pay a significant amount in interest + fees

💸 a lower monthly payment can mean paying for a much longer period of time

📉 some programs may have you stop paying creditors while they negotiate, which can hurt your credit and lead to collections

🚫 creditors aren’t necessarily required to accept a settlement offer

💰 forgiven debt can sometimes have tax consequences

🔄 if the new payment still isn’t affordable, you could end up right back where you started

debt consolidation isn’t automatically bad, but if you’re already drowning in unsecured debt, make sure you understand ALL of your options before signing up for another repayment plan.

for some people, bankruptcy may eliminate qualifying debt and give them a legal fresh start instead of spending years trying to repay or settle it.

📍 california residents: schedule a free consultation through my website to find out what options may make sense for you.

09/08/2026

nervous to file for bankruptcy because you want to buy a house?

09/08/2026

Does bankruptcy have downsides? Of course, but they rarely outweigh the benefits when you’re already drowning in debt.

I wouldn’t even call it a setback. It’s more like a timeline.

You may need to wait roughly 2 to 4 years before qualifying for certain home loans, but if your income is consumed by debt payments, buying a home probably isn’t realistic right now anyway. Bankruptcy gives you time to eliminate the debt, rebuild your credit, save money, and become financially ready.

And no, bankruptcy doesn’t mean you’ll never qualify for credit again. You may be able to finance a vehicle shortly after filing, and many of my clients actually receive better terms after bankruptcy than they qualified for while carrying overwhelming debt.

Bankruptcy doesn’t take your future away. It can create a realistic path toward the future you want.

If you’re in California and struggling with debt, schedule a free consultation through the link in my bio to learn about your options.

09/04/2026

if you live in California, give us a call 💕

09/03/2026

The bankruptcy process may be much faster and simpler than you think.

A typical Chapter 7 bankruptcy can take about 90 days from filing to discharge.

Here’s what the process looks like:

1️⃣ We gather the necessary financial documents and prepare your bankruptcy petition.

2️⃣ Once your case is filed, the automatic stay generally goes into effect—meaning most collection calls, lawsuits, wage garnishments and other collection efforts must stop.

3️⃣ About a month later, you attend a short meeting with the bankruptcy trustee, called a 341 meeting. In most cases, this is held virtually and only takes a few minutes.

4️⃣ If there are no complications or objections, you typically receive your discharge about 60 days after that meeting—and eligible debts are officially wiped away.

You may have spent years feeling trapped by debt, but the legal process of getting relief could take only a few months.

If you live in California and want to know whether Chapter 7 may be an option for you, visit our website and fill out the contact form to schedule a free consultation.

Timelines vary depending on the facts of each case. This post is for general informational purposes and is not legal advice.

09/02/2026

bankruptcy is a legal tool for a fresh start if you are struggling with overwhelming debt

09/02/2026

goodbye 👋 debt, hello fresh start 🧑‍🩰

08/21/2026

When we try to qualify you for Chapter 7 bankruptcy, we look at several things: your income, household size, your monthly expenses, your assets, any transfers of property, any monies coming your way and a multitude of other things. However, don’t let any of this stress you out. Bankruptcy is the fastest and cheapest way to get out of debt.

08/20/2026

Make sure to get a consultation from a Bankruptcy Attorney before you stop paying your debts. If you are in California, contact my office for a consultation. Website link in bio.

07/21/2026

07/15/2026

You can sell your car for market value prior to filing for bankruptcy, if you are in California.

07/14/2026

Some taxes can be discharged in a Bankruptcy.

07/13/2026

California Bankruptcy Attorney helps People Wipe out Debt