Aimee Waltz - Branch Manager and Mortgage Loan Officer for Home Loans

Aimee Waltz - Branch Manager and Mortgage Loan Officer for Home Loans Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Aimee Waltz - Branch Manager and Mortgage Loan Officer for Home Loans, Estate agents, Sterling, VA.

08/22/2026

One of the factors lenders consider is your Debt-to-Income Ratio (DTI), which compares your monthly debt payments to your income. A healthy DTI can help open the door to more financing options and put you in a stronger position when buying a home.
Have questions about your numbers? Let's chat.

Prequalification can help you: -Understand your price range-Explore financing options-Know what to expect during the mor...
08/21/2026

Prequalification can help you:
-Understand your price range
-Explore financing options
-Know what to expect during the mortgage process
It's a simple step that can help you feel more confident when you're ready to buy. Contact us to get started.

Ameris Bank's DSCR (Debt Service Coverage Ratio) loan may allow you to qualify based primarily on the property's rental ...
08/20/2026

Ameris Bank's DSCR (Debt Service Coverage Ratio) loan may allow you to qualify based primarily on the property's rental income potential, not your personal income.
-No personal tax returns required for qualification in many cases
-No W-2s needed in many cases
-Qualification focuses on property cash flow
-Great for building or expanding an investment portfolio
-Interest-only finance options available
Instead of digging through years of tax documents, a DSCR loan may offer a simpler path to financing for experienced and first-time investors alike.
Ready to see if you can qualify based on the cash flow of your investment property? Contact us today to learn more about DSCR financing and your options.

08/18/2026

A Fixed-Rate Mortgage offers predictable principal and interest payments for the life of the loan, while an Adjustable-Rate (ARM) Mortgage typically starts with a lower initial interest rate and payment before future adjustments may occur.
For some buyers, a lower initial payment can provide added flexibility. For others, the stability of a fixed payment is a better fit.
The right mortgage depends on your goals, timeline, and plans for the future. Talk with a mortgage professional to explore your options and determine what works best for your situation.

I'm working through the weekend and available to help discuss opportunities and answer any questions.
07/30/2026

I'm working through the weekend and available to help discuss opportunities and answer any questions.

The 21st Century ROAD to Housing Act introduces new measures focused on housing supply, affordability, smaller mortgage ...
07/29/2026

The 21st Century ROAD to Housing Act introduces new measures focused on housing supply, affordability, smaller mortgage access, and institutional investor activity.

Read this week's Mortgage Monitor for a closer look at what the legislation may mean for homebuyers, homeowners, a

Thinking about using gift funds for your down payment? They can be a great way to make homeownership more achievable, bu...
07/28/2026

Thinking about using gift funds for your down payment? They can be a great way to make homeownership more achievable, but there are important guidelines to follow. From who can give a gift to what documentation is required, understanding the process can help you move forward with confidence. Contact me today to learn more!

Not sure whether to sell your home or rent it out? Here are a few things to consider:* Market Conditions: Is it a good t...
07/25/2026

Not sure whether to sell your home or rent it out? Here are a few things to consider:

* Market Conditions: Is it a good time to sell, or could renting provide steady income?
* Cash Flow: Will rent cover your mortgage, taxes, insurance, and upkeep?
* Long‑Term Goals: Do you want to build equity by holding the property, or free up funds by selling?
* Time & Responsibility: Are you prepared to manage a rental, or would you prefer a clean break?

No matter which direction you choose, I'm here to help you understand your options.

Address

Sterling, VA
20166

Telephone

+17034757175

Website

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