Aimee Waltz - Branch Manager and Mortgage Loan Officer for Home Loans

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Don't let today's interest rates keep you from committing to a home you truly love. The market will continue to shift, b...
10/21/2026

Don't let today's interest rates keep you from committing to a home you truly love. The market will continue to shift, but the right home may not stay available while you wait. Focus on finding a place you can see yourself living in for a while, and remember that refinancing may be an option in the future. Contact me today if you're ready to begin your homeownership journey.

A little help goes a long way when buying a home. Gift funds from eligible family members or approved sources can be use...
10/19/2026

A little help goes a long way when buying a home. Gift funds from eligible family members or approved sources can be used to boost your down payment and make homeownership more achievable. The key is understanding the guidelines, documentation, and requirements that come with using gifted funds.

If you're exploring your options or want to understand how gift funds work, I'm here to walk you through the process and help you take the next step with confidence.

Whether you're purchasing your first home, building a new one, renovating an existing property, or looking for alternati...
10/17/2026

Whether you're purchasing your first home, building a new one, renovating an existing property, or looking for alternative qualifying solutions, Ameris Bank offers a wide range of mortgage programs designed to meet a variety of borrower needs.

🏡 Let's discuss your homeownership goals and explore financing options that may work for you.

An adjustable-rate mortgage (ARM) isn't the right fit for every borrower, but it can be worth considering in certain sit...
10/16/2026

An adjustable-rate mortgage (ARM) isn't the right fit for every borrower, but it can be worth considering in certain situations. Every borrower's situation is unique, so it's important to explore all your options with your Mortgage Banker.

Owning a home comes with more than a monthly mortgage payment. Unexpected expenses can pop up when you least expect them...
10/14/2026

Owning a home comes with more than a monthly mortgage payment. Unexpected expenses can pop up when you least expect them, from a broken HVAC system to a roof repair.
A common rule of thumb is to keep 3 to 6 months' worth of living expenses in an emergency fund. The right amount for you may depend on your income, monthly obligations, and comfort level.
Having a financial cushion can help you handle surprises without derailing your long-term goals.

Before you apply for a mortgage, taking a few simple steps can help make the process smoother and give you a better unde...
10/12/2026

Before you apply for a mortgage, taking a few simple steps can help make the process smoother and give you a better understanding of your options. The more prepared you are, the more confident you'll feel when it's time to apply.
Ready to get started? Explore our guide to learn what information you'll need and what to expect before beginning your homebuying journey:
https://www.amerisbank.com/Personal/Mortgage/Plan/Info-To-Know

https://www.amerisbank.com/Personal/Mortgage/Plan/Info-To-Know

Ameris Bank's DSCR (Debt Service Coverage Ratio) loan may allow you to qualify based primarily on the property's rental ...
10/10/2026

Ameris Bank's DSCR (Debt Service Coverage Ratio) loan may allow you to qualify based primarily on the property's rental income potential, not your personal income.
-No personal tax returns required for qualification in many cases
-No W-2s needed in many cases
-Qualification focuses on property cash flow
-Great for building or expanding an investment portfolio
-Interest-only finance options available
Instead of digging through years of tax documents, a DSCR loan may offer a simpler path to financing for experienced and first-time investors alike.
Ready to see if you can qualify based on the cash flow of your investment property? Contact us today to learn more about DSCR financing and your options.

MYTH: If a condo doesn't qualify for traditional financing, you can't buy it.FACT: Financing options may still be availa...
10/09/2026

MYTH: If a condo doesn't qualify for traditional financing, you can't buy it.
FACT: Financing options may still be available.
Some condos fall into the "non-warrantable" category, which can create challenges with conventional financing. That's where specialized financing solutions can help open doors that buyers may have thought were closed.
Before giving up on a condo you love, let's explore your options.

Not all condo communities are created equal when it comes to financing.Some projects meet traditional lending requiremen...
10/07/2026

Not all condo communities are created equal when it comes to financing.
Some projects meet traditional lending requirements, while others may be considered non-warrantable due to factors like investor concentration, HOA litigation, or reserve requirements.
The good news? Both may have financing solutions available.
If you're considering a condo purchase, let's review the community details before you start shopping.

Ameris continues to hold leading market positions across many of the Southeast's most competitive mortgage markets.Stron...
10/06/2026

Ameris continues to hold leading market positions across many of the Southeast's most competitive mortgage markets.

Strong market share reflects something important:
Borrowers, Realtors, builders, attorneys, and referral partners trust us to deliver.

Trust isn't built overnight.

Address

Sterling, VA
20166

Telephone

+17034757175

Website

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