The Laiderman Law Firm P.C.

04/03/2026

Why Estate Planning Is the Answer to Economic Uncertainty

Takeaways:

With the current economy defined by uncertainty, many people hold off on financial decisions, sparking what some call the “hidden crisis” in the U.S. economy. Estate planning is a practical antidote to this sense of uncertainty. It offers a way to regain control by replacing undefined financial and legal risks with clear, documented instructions […]

Takeaways With the current economy defined by uncertainty, many people hold off on financial decisions, sparking what some call the “hidden crisis” in the U.S. economy. Estate planning is a practical antidote to this sense of uncertainty. It offers a way to regain control by replacing undefined ...

04/03/2026

Free Online Tools for Choosing Where to Retire

Takeaways:

Deciding where to retire is a major decision that affects finances, health, and quality of life. Millions of Americans are approaching retirement soon, and many are choosing to move to a new location. Many free online tools can help simplify the choice by providing valuable data and comparisons. Websites like WalletHub, AARP, and U.S. […]

Takeaways Deciding where to retire is a major decision that affects finances, health, and quality of life. Millions of Americans are approaching retirement soon, and many are choosing to move to a new location. Many free online tools can help simplify the choice by providing valuable data and compar...

03/31/2026

Heard on KMOX News...take a listen

03/02/2026

Nancy Guthrie’s Disappearance: Keeping Older Adults Safe

Takeaways:
The disappearance of Nancy Guthrie highlights the tension between an older adult’s desire to “age in place” and an adult child’s concern for their safety. Families can support the independence of their aging loved ones while reducing risk through practical steps, including creating check-in protocols, protecting against financial scams, and maintaining open conversations about […]

Takeaways The disappearance of Nancy Guthrie highlights the tension between an older adult’s desire to “age in place” and an adult child’s concern for their safety. Families can support the independence of their aging loved ones while reducing risk through practical steps, including creating...

03/02/2026

A New Peak: Older Adult Outdoor Activity Rates Climb

Takeaways:
Older adults are more physically active outdoors than ever before, with rates more than doubling in the past decade. Effective legal and financial planning for seniors with active lifestyles requires more than a traditional estate plan. Specialized documents can better address the risks of injury, temporary incapacity, and logistical issues that may arise during […]

Takeaways Older adults are more physically active outdoors than ever before, with rates more than doubling in the past decade. Effective legal and financial planning for seniors with active lifestyles requires more than a traditional estate plan. Specialized documents can better address the risks of...

02/19/2026

2027 Will Bring Lower Prices for 15 Medicare Part D Drugs

Takeaways:
Lower prescription drug prices will begin in 2027. The cost of 15 high-priced Medicare Part D drugs, used to treat conditions such as cancer and diabetes, will be significantly lower starting in 2027. Expect significant savings. These price cuts are projected to save Medicare patients about $685 million in out-of-pocket costs. Common medications will […]

Takeaways Lower prescription drug prices will begin in 2027. The cost of 15 high-priced Medicare Part D drugs, used to treat conditions such as cancer and diabetes, will be significantly lower starting in 2027. Expect significant savings. These price cuts are projected to save Medicare patients abou...

02/19/2026

Some Older Adults May Qualify for a New $6,000 Tax Break

Takeaways:
A new, temporary federal tax deduction of up to $6,000 is available annually for taxpayers age 65 and older from 2025 through 2028. This deduction is an addition to the standard deduction and may help lower your taxable income, potentially reducing your tax bill by hundreds of dollars, depending on your tax bracket. Seniors, […]

Takeaways A new, temporary federal tax deduction of up to $6,000 is available annually for taxpayers age 65 and older from 2025 through 2028. This deduction is an addition to the standard deduction and may help lower your taxable income, potentially reducing your tax bill by hundreds of dollars, dep...

02/02/2026

A Guide to the SSI and SSDI Appeals Process for Older Adults

Takeaways:

A denial of Supplemental Security Income or Social Security Disability Insurance benefits is common and not final. Many denials are overturned through the appeals process. Older adults may have better odds of success on appeal by acting quickly, gathering detailed medical evidence, and clearly explaining their functional limitations and work history. Receiving a denial […]

Takeaways A denial of Supplemental Security Income or Social Security Disability Insurance benefits is common and not final. Many denials are overturned through the appeals process. Older adults may have better odds of success on appeal by acting quickly, gathering detailed medical evidence, and cle...

02/02/2026

When to Fire a Trustee

Takeaways:

A trustee is a crucial position with significant responsibilities, and while they are chosen for their trustworthiness, they can be removed if they fail to uphold their duties. The authority to remove them may rest with the creator of the trust, the beneficiaries, or the court, depending on the trust’s structure and state law. […]

Takeaways A trustee is a crucial position with significant responsibilities, and while they are chosen for their trustworthiness, they can be removed if they fail to uphold their duties. The authority to remove them may rest with the creator of the trust, the beneficiaries, or the court, depending o...

01/30/2026

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01/19/2026

A Creative Way to Craft Your Estate Planning Legacy

Takeaways:
Estate planning isn’t just for the ultra-rich; trusts are valuable tools for anyone looking to structure wealth transfer, protect assets, and minimize conflict, regardless of the inheritance size. Proactive communication is key. Families should discuss estate plans, asset division, and intentions with heirs to set expectations and prepare them for managing their inheritance. The […]

Takeaways Estate planning isn’t just for the ultra-rich; trusts are valuable tools for anyone looking to structure wealth transfer, protect assets, and minimize conflict, regardless of the inheritance size. Proactive communication is key. Families should discuss estate plans, asset division, and i...