Polaris Estate Planning & Elder Law

Polaris Estate Planning & Elder Law The Polaris Law Group philosophy emphasizes the most current estate planning techniques.
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You're not behind on your estate plan because you're irresponsible. You're behind because there's no deadline, and our b...
06/03/2026

You're not behind on your estate plan because you're irresponsible. You're behind because there's no deadline, and our brains are wired to prioritize what feels urgent right now. đź“‹

For high-earning professionals in St. Louis, that quiet delay has real consequences. A household with a $300K+ income, employer equity, life insurance, and minor children has far more at stake in an unplanned estate than most people realize. And the gap between "I have a basic will" and "I have a plan that actually works" grows wider every year you build more wealth.

Nothing goes wrong until something does. And by then, the window to plan has already closed.

We just published a blog post that breaks down exactly why capable, organized professionals keep putting this off and what it's quietly costing their families. If this has been sitting on your to-do list longer than it should, this one's worth five minutes of your time.

👇 Read more in the comments below.

Voting is still open! If you haven't cast your vote for Polaris Estate Planning and Elder Law in St. Louis Magazine's A-...
05/28/2026

Voting is still open! If you haven't cast your vote for Polaris Estate Planning and Elder Law in St. Louis Magazine's A-List Reader's Choice Awards, there's still time. You can vote once per day through June 16!

🗳️ Vote in the comments below.

We are so grateful for your support!

One child handles everything. The appointments. The medications. The paperwork. The late-night calls.The others help whe...
05/28/2026

One child handles everything. The appointments. The medications. The paperwork. The late-night calls.

The others help when they can. Or when it’s convenient. And then, when it comes time to talk about the estate, the assumption is simple: Everything gets split equally.

This is one of the most common and difficult situations families face. Not because anyone intended for it to be unfair, but because the plan never accounted for what actually happened over time.

Caregiving changes the equation. And without a clear plan in place, it often leads to resentment, confusion, and conflict when it matters most.

There are ways to structure a plan that reflects real contributions while still protecting family relationships.

👇 Read more in the comments below.

This is the moment most families are not prepared for. A call from a doctor. A fall. A sudden realization that staying a...
05/28/2026

This is the moment most families are not prepared for. A call from a doctor. A fall. A sudden realization that staying at home is no longer safe.

And then the questions start coming fast:
- How much does care cost?
- Will Medicare cover this?
- Are we going to lose the house?
- What happens to mom?

The hardest part isn’t just the decision. It’s the fear of making the wrong one and costing your parents everything they worked for.

The reality is, there are rules, protections, and strategies in place. But most families don’t learn them until they’re already under pressure.

The earlier you understand how this works, the more you can protect.

Read more in the comments below 👇.

As we approach Memorial Day weekend, we want to let our clients and community know that our office will be closed on Mon...
05/22/2026

As we approach Memorial Day weekend, we want to let our clients and community know that our office will be closed on Monday, May 25.

This holiday is a time to remember and honor the brave men and women who gave their lives in service to our country. We are deeply grateful for their sacrifice.

Our office will resume normal business hours on Tuesday, May 26.

We hope you enjoy a wonderful long weekend with family and friends!

— Polaris Estate Planning and Elder Law

Here’s a question most people never think to ask:What happens if the person you named in your estate plan dies before yo...
05/22/2026

Here’s a question most people never think to ask:

What happens if the person you named in your estate plan dies before you do?

It’s more common than you think. And when it happens, the outcome depends entirely on how your documents are written.

Without a backup plan in place, that portion of your estate doesn’t just “wait.” It can be redirected, sent through probate, or distributed in a way you never intended.

This isn’t about worst-case thinking. It’s about making sure your plan actually works no matter what life brings.

👇 Read more in the comments.

We've been nominated for St. Louis Magazine's A-List Reader's Choice Awards for Best Estate Planning Law Firm and we nee...
05/20/2026

We've been nominated for St. Louis Magazine's A-List Reader's Choice Awards for Best Estate Planning Law Firm and we need YOUR vote!

The A-List is SLM's tribute to the best in the St. Louis region, as chosen by readers like you. Earlier this year, nearly 130,000 nominations were cast, and we're honored to be among the top 5 finalists in our category.

Voting is open daily May 19 through June 16. Drop a vote for us using the link in the comments below!

The winning and runner-up nominees in each category will be featured in the September issue of St. Louis Magazine. Thank you for your continued support. It means the world to our team! đź’™

You did everything right. You created a will. Maybe a trust. You signed the documents and felt confident everything was ...
05/20/2026

You did everything right. You created a will. Maybe a trust. You signed the documents and felt confident everything was taken care of.

But here’s what most people don’t realize. Estate plans don’t break all at once. They drift.

A child gets married. A grandchild is born. Someone named in your documents is no longer the right fit. And over time, your plan quietly stops matching your life.

Nothing feels urgent… until it is.

The goal isn’t to start over. It’s to make sure what you already have still works the way you think it does.

👇 Read more in the comments below.

Most parents don’t make one big decision that hurts their retirement.It usually happens a little at a time.Covering a bi...
05/15/2026

Most parents don’t make one big decision that hurts their retirement.

It usually happens a little at a time.

Covering a bill here. Helping with rent there. Co-signing something because it feels like the right thing to do. Each decision makes sense in the moment.

But over time, those small decisions can quietly pull money away from the years when you’ll need it most.

Helping your kids isn’t the issue. The issue is helping without knowing what you can actually afford.

The families who get this right aren’t the ones who say no. They’re the ones who have a plan before they say yes.

👇 Read more in the comments below.

At some point, almost every couple asks this question: What do we do with the house?The kids are gone. The space feels d...
05/13/2026

At some point, almost every couple asks this question: What do we do with the house?

The kids are gone. The space feels different. And the equity sitting in those walls starts to look… useful.

But here’s what most people don’t realize. This isn’t just a lifestyle decision.

Selling, keeping, renting, or passing the home on to your children each comes with very real financial consequences, tax implications, and estate planning considerations. And once you make the move, some of those options close off quickly.

The right choice isn’t always obvious. But understanding what’s actually at stake is where better decisions start.

👇 Read more in the comments below.

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1551 Wall Street, Suite 240
St. Charles, MO
63303

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