06/17/2026
Date the Rate, Marry the Home!
A lot of people are asking:
“Should I wait for rates to drop before buying?”
Here’s the challenge 👇
If rates fall significantly, more buyers jump back into the market immediately — and competition heats up fast.
Right now, buyers are negotiating:
✅ Closing cost credits
✅ Inspection flexibility
✅ Price reductions
Sometimes buying BEFORE rates drop can actually put you in a stronger position.
You can always refinance a rate.
You can’t refinance the purchase price.