Duncan Cairns - Mortgage Loan Originator NMLS #145521

Duncan Cairns - Mortgage Loan Originator NMLS #145521 Hallmark Home Mortgage - Powered by Fairway NMLS #2289 I am a lifelong area resident, having attended Elkhart Memorial High School and Purdue University.

My career in the mortgage industry began shortly after earning my degree in 1989. It has been my pleasure helping people achieve the dream of home ownership ever since. Hallmark customers can depend upon my 20+ years experience in the mortgage field. I enjoy sharing my knowledge in a wide array of lending products including conventional, FHA, VA, and USDA rural development loans. I also have exten

sive experience with Indiana’s first-time homebuyer program. I make it my goal to ensure that the home financing process is as simple and straightforward as possible for every client. I commit myself to making sure that everyone I work with understands the loan process and knows what to expect. Customers will benefit from the Hallmark Home Mortgage system, featuring a team that allows for excellence in all areas of the loan process. In addition, all processing and underwriting is done in house to ensure your loan will be handled quickly and in an efficient manner. Whether you are a first time or experienced homebuyer, I look forward to answering all of your questions and earning your business. Equal Housing Lender

For a limited time, we’re cutting 0.5% off your interest rate for the first year—putting extra cash back in your pocket ...
11/05/2025

For a limited time, we’re cutting 0.5% off your interest rate for the first year—putting extra cash back in your pocket when it matters most.
Applications accepted 8/12/25 through locks by 11/18/25.
📩 Let’s get started today!

🎉 Save Big in Year One!Lock in your loan now and enjoy a 0.5% interest rate reduction for the first year—real savings ri...
10/29/2025

🎉 Save Big in Year One!
Lock in your loan now and enjoy a 0.5% interest rate reduction for the first year—real savings right when you need it most.
✅ Applications accepted 8/12/25 through locks by 11/18/25.

🏡 VA Loans Made SimpleNo down payment. Low rates. Big savings.Hallmark Home Mortgage is honored to help our heroes find ...
10/24/2025

🏡 VA Loans Made Simple
No down payment. Low rates. Big savings.
Hallmark Home Mortgage is honored to help our heroes find their perfect home. 💙❤️

✨ Limited-Time Offer ✨Get a 0.5% rate reduction your first year!Applications accepted 8/12/25 through locks by 11/18/25....
10/21/2025

✨ Limited-Time Offer ✨
Get a 0.5% rate reduction your first year!
Applications accepted 8/12/25 through locks by 11/18/25.

For a limited time we’re giving borrowers a 0.5% interest rate reduction for the first year, putting real savings back i...
10/11/2025

For a limited time we’re giving borrowers a 0.5% interest rate reduction for the first year, putting real savings back in your pocket when it matters most! Reach out today to get started! Applicable on applications from 8/12/25 through locks by 11/18/25

Thank you for your service. 💙Hallmark Home Mortgage is here to thank you back, with VA loan options designed to help vet...
10/06/2025

Thank you for your service. 💙
Hallmark Home Mortgage is here to thank you back, with VA loan options designed to help veterans and active-duty military achieve the dream of homeownership with ease.

Your closing, guaranteed* When we say we stand behind our buyers, we mean it: if financing delays stop us from closing o...
10/04/2025

Your closing, guaranteed* When we say we stand behind our buyers, we mean it: if financing delays stop us from closing on time, we’ll buy the seller’s home. That way, everyone can keep moving forward.

Address

54505 26th Street, Ste F
South Bend, IN
46635

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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