10/14/2026
Bargain Hunting With Rates Above 7% | Your Best Investment on Earth is Earth! 🌎
🏡 Buying, selling, or finding your place in Alaska? I am here to help. 💚
With mortgage rates holding above 7%, many buyers on the Kenai Peninsula are weighing their options and looking for ways to make their next move more affordable. As someone who specializes in helping clients navigate shifting markets, I’ve seen how building in a rate cushion—say, planning for a half-point change within three months, three-quarters within six, and a full point by a year—can make a real difference to your peace of mind and long-term planning.
Interestingly, buyers who purchase later in the year often find more negotiating room. In fact, typical homes have been about 5% less expensive in Early-Q4 compared to Late-Q2, with less competition and more time to consider options. Last month’s ~5-month supply meant buyers here had greater leverage—not just on price, but on closing costs, discount points, or even temporary rate buydowns.
While the market is still adjusting to potential Fed moves, the long-term outlook remains focused on cooling inflation, which could eventually ease mortgage costs. As always, understanding these trends can help you make decisions with confidence. My commitment is to guide you through every step, using my local expertise and negotiation skills to your advantage.
