SAM RAFEH Realty GROUP

10/18/2025

Have you heard? 1 in 5 sellers are dropping their asking price right now.

And that opens the door for buyers like you to negotiate for a better price.

You’ve got more leverage than you’ve had in years.

Want to know which negotiation tactics are actually working for buyers here in our local market? DM me and I’ll give you the details.



For more info Call Or Text Me @ 805 857 3440

10/18/2025

Experts Forecast a Turnaround in the Housing Market in 2023
Experts Forecast a Turnaround in the Housing Market in 2023 | MyKCM|Experts Forecast a Turnaround in the Housing Market in 2023 | MyKCM

The housing market has gone through a lot of change recently, and much of that was a result of how quickly mortgage rates rose last year.

Now, as we move through 2023, there are signs things are finally going to turn around. Home price appreciation is slowing from the recent frenzy, mortgage rates are coming down, inflation is easing, and overall market activity is starting to pick up. All of that’s great news for the housing market this year. Here’s what experts are saying.

Cristian deRitis, Deputy Chief Economist, Moody’s Analytics:
“The current state of the housing market is that it is certainly in transition.”

Susan Wachter, Professor of Real Estate and Finance, University of Pennsylvania’s Wharton School:
“Housing is going to ease up. I think 2023 will be a turnaround year.”

Lawrence Yun, Chief Economist, National Association of Realtors (NAR):
“Mortgage rates have fallen in the recent past weeks, so I’m very hopeful that the worst in home sales is probably coming to an end.”

Robert Dietz, Chief Economist and Senior Vice President, National Association of Home Builders (NAHB):
“. . . it appears a turning point for housing lies ahead. In the coming quarters, single-family home building will rise off of cycle lows as mortgage rates are expected to trend lower and boost housing affordability.”

Bottom Line
If you’re thinking about making a move this year, a turnaround in the housing market could be exactly what you’ve been waiting for. Let’s connect to talk about the latest trends in our area.
SAM RAFEH EXP REALTY OF CALIFORNIA 805 857 3440 | 818 518 4545 |
[email protected] | http://www.bysellhomes.com

Our business is built on bridging my clients to their dreams and goals .to provide extraordinary personal service throughout the buying and selling process .To offer my expertise and professional knowledge and to act with integrity, honesty and diligence on your behalf .

10/17/2025

Why More Buyers Are Turning to New Construction This Year

With builders cutting prices and maybe even helping you score a lower monthly payment, that’s not something to overlook.

If you want to see how active builders are in your target area and what they’re offering, here’s your power move: before you even begin looking, connect with your own agent.

That way, you have someone to help you compare incentives from multiple builders and negotiate on your behalf, making sure you get the best deal possible.



For more info Call Or Text Me @ 805 857 3440

There’s a trend taking hold in real estate right now: more buyers are choosing newly built homes.

10/17/2025

2026 Housing Market Outlook

After a quieter couple of years, 2026 is expected to bring more movement – and more opportunity. With sales projected to rise, mortgage rates trending lower, and price growth slowing down, the stage is set for a healthier, more active market.

So, the big question: will you be one of the movers making 2026 your year?

Let’s connect if you want to get ready.



For more info Call Or Text Me @ 805 857 3440

After a couple of years where the housing market felt stuck in neutral, 2026 may be the year things shift back into gear.

10/16/2025

The $280 Shift in Affordability Every Homebuyer Should Know

Affordability is improving in many markets. And that resets the math on your move.

If you’ve been sitting on the sidelines, this is your cue to start looking again. Let’s run the local numbers together so you can get a rough estimate of how much more buying power you may have than you did just a few months ago.



For more info Call Or Text Me @ 805 857 3440

If you paused your plans to move because of high rates or prices, it may finally be time to take a second look at your numbers. 

10/16/2025

Have you heard how much this year’s shift in mortgage rates could save you?

Monthly mortgage payments are now $280 lower than they were just a few months ago.

For some buyers, that’s the kind of change that can take buying a home from “not yet” to “let’s go.”

It’s the best affordability we’ve seen in 2.5 years.

If you want an estimate of what a mortgage payment could look like at your price point in our market, comment “LET’S GO” and I’ll run the local numbers for you.



For more info Call Or Text Me @ 805 857 3440

10/15/2025

1 in 5 Sellers Are Cutting Prices Right Now

1 in 5 sellers are cutting prices right now. That means you’ve got room to maybe score a better deal. Want to know which negotiation strategies are working for buyers in our area? Let’s chat.



For more info Call Or Text Me @ 805 857 3440

10/15/2025

How low will mortgage rates go? Here's what the experts are saying in their latest forecasts.

While no one is calling for a big drop, experts think there will be slow improvement over the next year.

But it won’t be a straight line down. You’ll want to brace for some bumps along the road as new economic data comes out.

And here's what you need to remember. We don't have to see a big drop for you to feel the difference. Any downward movement should help your bottom line.

If you want to see a rough ballpark of what your future monthly payment could look like as rates ease, DM me.



For more info Call Or Text Me @ 805 857 3440

10/13/2025

New home sales just hit their highest level in more than two years, and it’s not hard to see why.

To help sell their inventory, many builders are cutting prices, buying down mortgage rates, and more. And these incentives can make a real difference when you buy.

That’s why so many people are opting for brand-new homes lately.

The bottom line? A newly built home may be more within reach than you ever thought possible.

Let’s talk about what local builders are offering in your target area and see what fits your budget.



For more info Call Or Text Me @ 805 857 3440

10/11/2025

Why Home Prices Aren’t Actually Flat

Headlines calling home prices flat may be grabbing attention, but they’re not giving you the full picture.

Has anyone taken the time to walk you through what we’re seeing right here, right now?

If you want the real story about what prices are doing in our market, let’s connect.



For more info Call Or Text Me @ 805 857 3440

If you’ve been following real estate news lately, you’ve probably seen headlines saying home prices are flat. And at first glance, that sounds simple enough. But here’s the thing. The reality isn’t quite that straightforward. 

10/10/2025

Here’s why the right answer is so important for you to know.

A lot people overestimate how much they really need to save for a down payment.

The most common answers? 10 or 20%.

The truth: you may be able to put down as little as 3%.

According to FirstHomeIQ, only 8 out of 100 people actually get this right.

Don’t let misinformation hold you back.

What did you guess? Drop a comment below. And if you want more information, talk to a trusted lender.



For more info Call Or Text Me @ 805 857 3440

10/10/2025

There’s a lot to digest when it comes to understanding how mortgage rates shift and change over time, and we aren’t going to get into all of that today. But if there’s one thing to watch on where they’re likely headed, it’s the 10-year treasury yield.

Basically, the 10-year treasury yield is a widely watched benchmark for long-term interest rates. And as the yield goes up or down, mortgage rates tend to follow.

The good news is – the gap between the two is starting to narrow. And with experts saying the 10-year yield should come down going into next year, that means there’s room for mortgage rates to come down too.

I know this is a lot to keep track of. And that’s exactly why you should have an expert on your side. I’ll do the heavy lifting for you and will keep you posted as new data comes out and as rates fall further.

DM me the ideal mortgage rate you’re looking for, and when we hit that...



For more info Call Or Text Me @ 805 857 3440