Jeffrey Thornton - EXP Realty

Jeffrey Thornton - EXP Realty Guiding buyers & sellers in Greater Seattle through first homes, investments, upsizing, downsizing & luxury. Let’s find your perfect home—call or text today!

Helping buyers & sellers in Greater Seattle with expert guidance on first homes, investments, upsizing, downsizing & luxury. Whether you're buying or selling, get a seamless experience with tailored strategies & market expertise.

06/14/2026

🏡 What would you choose?

🛏️ 5 Bedrooms
🚗 3-Car Garage
🚫 No HOA

This well-maintained Covington home offers over 2,050 square feet, a main-level bedroom, heat pump with A/C, fully fenced backyard, and a seller-provided pre-inspection.

Listed at $729,950.

If you’d like the listing details or want to schedule a private showing, feel free to reach out.

05/22/2026

$850K in Seattle.
$1.6M in Bellevue.

Same region… completely different housing market.

For buyers, this changes what your money actually buys.

For sellers, it changes your pricing strategy, buyer pool, and expectations.

Seattle can offer more value, walkability, and condo opportunities.

Bellevue still carries a major premium for schools, newer homes, tech access, and Eastside demand.

Neither is automatically better — but the strategy is completely different.

If you’re buying, selling, or relocating around Seattle or Bellevue, this is the kind of math you want to understand before making a move.

05/19/2026

Most first-time buyers around Seattle are comparing the WRONG payment.

Same house…
but seller concessions, rate buydowns, and different loan structures can create VERY different monthly payments.

A lot of buyers never even see multiple options side-by-side.

Comment “OPTIONS” and I’ll run different payment scenarios for your budget.

05/17/2026

A lender qualifying you for a payment and a payment actually feeling comfortable are two VERY different things.

Especially in Seattle’s market.

This is a simple framework I like for thinking about realistic housing affordability.

05/17/2026

One of the biggest mistakes I see?

People buying based on what they qualify for instead of what actually feels sustainable month to month.

Especially in higher-cost markets like Seattle.

There’s a huge difference between:
✔️ approved payment
✔️ comfortable payment

05/15/2026

A lot of homeowners are about to make the wrong move with their mortgage.

Refinancing, recasting, and paying extra toward principal are NOT the same thing.

And for many people with lower rates already… refinancing may not make sense at all.

Especially if you might move before hitting the break-even point.

Comment “RECAST” and I’ll send the side-by-side calculator.

🏡 SOLD in Kent! 🎉Huge congratulations to my buyers on closing on their new forever home! This one checked so many boxes,...
05/15/2026

🏡 SOLD in Kent! 🎉

Huge congratulations to my buyers on closing on their new forever home! This one checked so many boxes, and I’m incredibly excited for them as they start this next chapter.

We were able to secure a seller credit and come in at asking price with a clean, competitive offer in a market where strategy still matters.

Congrats again, you guys earned this one. 👏🏡

— Jeff Thornton
Seattle Area Realtor / Mortgage LO
eXp Realty | Cardinal Financial

05/14/2026

Seattle is expensive…

but this is what most people miss.

It’s not the price — it’s what it takes to actually qualify.

At the $800K range, buyers are running into a different reality.

It’s less about what you want to buy…
and more about what a lender will actually approve.

That’s where most people get surprised.

Address

17820 24th Avenue NE
Shoreline, WA
98155

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Monday 8am - 8pm
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Thursday 8am - 7pm
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Sunday 9am - 5pm

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