04/07/2026
A Lady Bird Deed Avoids Probate . . . But It Does Not Address the Protection of Your Assets
This is where many Michigan homeowners stop.
And it’s where potential problems can be overlooked.
I regularly see people set up a Lady Bird Deed to avoid probate on their home, which is a great tool when used correctly.
But at the same time:
• The home is still in their personal name
• Other assets are partially or completely unstructured
• There is no plan for liability during their lifetime
So yes, probate may be avoided . . .
But everything else is still exposed.
Here’s what most people don’t realize:
Estate planning is not just about what happens when you pass away.
It’s about protecting what you’ve built while you’re still here.
The way your assets are owned today affects:
• Whether they go through probate
• Whether they are exposed to creditors or lawsuits
• Whether you actually maintain control
A Lady Bird Deed is a powerful tool, but it’s just one piece of a larger strategy.
The real question is:
Is your current setup actually protecting you or just simplifying what happens later?
If you own real estate, other assets, or a business in Michigan, it’s worth taking a closer look.