10/16/2026
“My children get what is left” is not the same as “my children get $400,000.”
Suppose you have $800,000 intended to support your spouse and eventually benefit your children. Your spouse could need that support for another 25 years.
If your trust allows the original funds, not just the income they earn, to pay for that support, the remainder can shrink. Naming your children as the eventual recipients does not guarantee how much they receive.
That does not make the trust wrong. It makes the terms and funding worth understanding.
You can discuss whether your children should receive a defined amount, a percentage, or whatever remains. Some families fund the two goals separately, including through properly structured life insurance arrangements.
I want you to know which promise your plan actually makes.
Contact us to learn how to begin that conversation without treating your spouse’s needs and your children’s future as competing loyalties.