06/15/2026
Many workers assume that if they are not officially “on the clock,” they are not covered by workers’ compensation. That is not always the case.
Workers’ compensation coverage is based on whether your injury arose out of and occurred in the course of your employment—not just whether you were clocked in at the time.
There are several situations where you may still be covered, even if you were technically off the clock.
https://zurl.co/6Fy5N